Belmont Thornton Logo
Claim Back Loan Insurance

Bank Charges Letter

Filing a claim against your lender can be a daunting experience especially if you have never had to file a mis-sold PPI claim before. Many people start with a bank charges letter requesting the bank to give them back their money because they don't feel they should be paying for cover which they cannot use. Your bank charges letter should also state the reason why you feel payment protection insurance was mis-sold to you as well as how much you think the bank owes you in back bank charges.

How to Claim Back PPI

 claiming back bank charges in much the same way as if you claim back PPI can take some time and it is important to be patient. If your claim is rejected in the first instance you may have the right to appeal directly to your lender or, alternatively, to the Financial Ombudsmans Service. The Financial Ombudsman is an impartial body who will fairly review your claim to determine wihether you are entitled to reclaim bank charges applied to your account.

Hiring a Professional PPI Claims Management Company

If you do not wish to write a bank charges letter on your own you can choose to use a claims company to assist you with your claim. A claims company with take charge of your whole claim from writing the initial complaint letter through to the appeals process if necessary. Most claims companies work on a no win no fee basis meaning you do not have to pay a fee unless your claim is successful.

If you are considering filing a claim against your lender for mis-sold PPI, you could write a bank charges letter requesting a review of your claim or you could hire a professional to do the writing for you. Belmont Thornton operates on a no win no fee* basis so you know they will work hard for you because if you don't win they don't win. To get in touch with the claims team you can fill out a short contact form on Belmont Thornton website and you should hear back within 24 to 48 hours from a member of the claims team. Another option would be to phone 0207 471 2000 to speak immediately with a member of the team.

Tell a Friend
blog comments powered by Disqus

Enquiry Form

First Name 
Last Name 
Mobile Phone
Home Phone
Address Line 1 
Post Code 
Claim Back Mis-Sold PPI Button

Why Choose Us?

  • TickAbsolutely No Upfront Costs. No Win No Fee*
  • TickSpecialist Claims Team Always On Hand To Answer Your Questions
  • TickQuick, Easy And Simple Process
  • TickU.K. Based Call Center
  • TickGuaranteed To Start Your Claim In 24 Hours

Loan claim: Building societies warn of house price bubble

The Building Societies Association (BSA) is the latest to warn about the potential house price bubble that could arise f...

Bank claim: Lloyds raised concerns on Co-op finances

Lloyds Banking Group was aware that the financial position of the Co-Operative bank was unstable, said Lloyds chief exec...

Loan claim: first time buyers locked out for a decade

First time buyers will have to save up their deposit on a house for more than ten years, according to research from the ...

Bank charges: Commission tackles issue of RBS

The weak position of the Royal Bank of Scotland (RBS) is damaging to the UK economy, according to the Parliamentary Comm...

Bank charges: Report says customers and taxpayers were failed

Customers and taxpayers have been failed by the financial sector, according to the final report from the Parliamentary C...

Belmont Thornton Limited is regulated by the Financial Conduct Authority in respect of regulated claims management activities; FRN:838450

Belmont Thornton Limited is incorporated in England and Wales, Company number 6621233, whose head office at Unit B11, Kestrel Court, Harbour Road, Portishead, Bristol, BS20 7AN and registered office at Harwood House, 43 Harwood Road, London, SW6 4QP.

Belmont Thornton Limited is registered with the Information Commissioners Office. Registration number Z1728023.

Please note that calls may be monitored for the purposes of staff training.

* Belmont Thornton operates on a "No Win No Fee" basis. This means that there are no upfront costs to pay. Our fee only becomes payable on a successful outcome of a claim. A cancellation fee is payable if you decide that having instructed Belmont Thornton to act on your behalf, and after 14 days of signing your Letter of Authority, you do not wish to continue pursuing your claim with us. The cancellation fee is the reasonable costs incurred for the work undertaken. Please see our terms of engagement.

By using our web-site, you agree that we can place the types of cookies described in our privacy policy on your device.Hide