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Bank Charges Recovered

Trying to get bank charges recovered can be a daunting experience since lenders don't always willingly admit that they did anything wrong and mis-sold payment protection insurance. es recovered, but certainly not before the claims are won in appeals.

Reasons for Filing Mis Sold PPI

Perhaps one of the greatest reasons why so many people find it difficult to get bank charges recovered is simply because lenders are making it difficult! However, the layperson usually hasn't the first clue as to what the reasons are for filing mis sold PPI and how to go about proving it so they can qualify for payment protection refunds. The most common reasons for filing mis sold PPI include:

  • PPI sold without the borrower's knowledge and/or approval
  • PPI sold to unemployed, self employed and temporarily employed individuals
  • Cover sold to senior citizens over the age of 65
  • Coerced into buying cover as a 'condition' of getting a loan
  • Sold to those with known pre-existing conditions

And those are just the five most common reasons for filing a claim against the lender for mis sold PPI and also the most often reasons why consumers win payment protection insurance claims.

Getting Bank Charges Recovered

Getting bank charges recovered is uppermost on borrowers' minds once they realise they had been mis sold a cover they couldn't use, didn't want and probably couldn't afford! However, getting bank charges recovered isn't as easy as it is getting mis sold PPI in the first place. For this reason so many people are opting to be represented by a professional PPI claims specialist. It may not be any simpler for the claims management company to get the lender to approve a claim than it was for the consumer, but there is one main thing that claims specialists have going for them and that is knowledge. Claims specialists know that in order to get bank charges recovered they need to prove, beyond a shadow of a doubt, that PPI cover was mis sold.

If you feel that you are entitled to have bank charges recovered due to having been mis sold PPI then you may want to talk to a claims handler regarding the claims process. The PPI Claim Company has helped thousands of UK consumers get their bank charges recovered and they can do that for you as well. Of course there is no guarantee that your claim will be as successful as the one before you but the guiding light in all this is that the Financial Ombudsman Service is approving many claims they review. To speak with a member of the team, call 0207 471 2000. There is no time like the present to see about getting bank charges recovered and the sooner you try, the sooner you can win that claim!


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Belmont Thornton Ltd. is regulated by the Ministry of Justice in respect of regulated claims management activities; our registration is recorded on the website www.claimsregulation.gov.uk number 18273

Belmont Thornton Ltd. is incorporated in England and Wales, Company number 6621233, whose head office and registered office is at Suite 2, Unit 25, The Coda Centre, Munster Road, London, SW6 6AW. VAT Registration number 945 3375 06.

Belmont Thornton Ltd is registered with the Information Commissioners Office to ensure compliance with the Data Protection Act 1998 registration number Z1728023 and holds a Credit Consumer License issued by the Office of Fair Trading license number 634655.

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* Belmont Thornton operates on a "No Win No Fee" basis. This means that there are no upfront costs to pay. Our fee only becomes payable on a successful outcome of a claim. A cancellation fee is payable if you decide that having instructed Belmont Thornton to act on your behalf, and after 14 days of signing your Letter of Authority, you do not wish to continue pursuing your claim with us. The cancellation fee is the reasonable costs incurred for the work undertaken. Please see our terms of engagement.