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Best Way to Claim Back PPI

The best way to claim back PPI, payment protection insurance, is not always an easy tack simply because there is so much you need to know. The first thing you need to know is how the lender mis sold this cover to you in the first place. In effect, this means which one of the rules was broken when you purchased the loan protection insurance policy. Also, you will need to know that the best way to claim back PPI is to make absolutely sure you have all your facts straight. 

No Cover vs. Mis Sold PPI

It isn't enough to say that you couldn't get cover when you needed it. This doesn't mean that the insurance policy was mis sold. On the other hand, if you say that your lender sold you a policy knowing that you had back problems and had missed weeks of work from time to time yet told you the policy would cover your loan payments the next time this happened, that is definite misrepresentation of what the policy can do and of course means your lender mis sold it to you. In this case, the best way to claim back PPI is to prove that your lender mis sold the policy by misrepresenting its cover. Actually, it was mis sold in two ways! Back problems are never covered and preexisting conditions are never covered.

Professional Help

If you feel that you will have a battle on your hands then you may want to consider the fact that the best way to claim back PPI is to counter with professional help of your own. There are very few times when it would be necessary to hire a claims solicitor to claim back loan insurance but the help of a professional PPI company would likely suit your purposes. They have professional claims specialists on hand who deal with mis sold PPI on a daily basis and knowing the best way to claim back PPI is their specialty. Unless you are embroiled in some major financial issues that were the result of mis sold PPI it will be rare to require a solicitor.

If you are looking for the best way to claim back PPI without spending a small fortune to do so, the best solution is to hire the services of a professional PPI claim company. The right one will not ask for a deposit and will only work on a no win no fee* contingency. For further information on claiming back PPI, contact the claims team on 0207 471 2000. Any questions you may have can be answered at that time and you will not be asked to pay for the consult.


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Belmont Thornton Limited is regulated by the Claims Management Regulator in respect of regulated claims management activities; our registration is recorded on the website www.gov.uk/moj/cmr number 18273

Belmont Thornton Limited is incorporated in England and Wales, Company number 6621233, whose head office at Unit 16, Elysium Gate, 126 New Kings Road, London, SW6 4LZ and registered office at Harwood House, 43 Harwood Road, London, SW6 4QP.

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* Belmont Thornton operates on a "No Win No Fee" basis. This means that there are no upfront costs to pay. Our fee only becomes payable on a successful outcome of a claim. A cancellation fee is payable if you decide that having instructed Belmont Thornton to act on your behalf, and after 14 days of signing your Letter of Authority, you do not wish to continue pursuing your claim with us. The cancellation fee is the reasonable costs incurred for the work undertaken. Please see our terms of engagement.

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