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Black Horse mis sold PPI

The number of people making a PPI reclaim has risen dramatically in recent years following the Financial Services Authority’s 2006 investigation into the mis-selling of the cover. Despite extensive media coverage of the issue there is still some confusion as to what constitutes mis-selling.

‘Mis-selling’ essentially means there was some failure connected with the sale of your policy. It could be that you were given the wrong or inadequate information, that you were pressured into taking out the cover or that you were sold a policy you didn’t need or couldn’t use.

If you feel your lender let you down and you have Black Horse mis sold PPI you are urged to make a claim. You can even register a complaint if your loan is already paid off. To find out more, call our team on 0207 471 2000. We also help unhappy customers reclaim unfair bank charges.

Following a 2006 investigation by the Office of Fair Trading (OFT) it was revealed that some of the charges applied by banks and lenders to credit cards were unfair. Their investigation focused on charges levied for exceeding agreed limits and submitting late payments. In some cases it was found that lenders were charging up to £35 for these kinds of fees. Although banks tried to justify the charges by claiming they were necessary to cover the costs incurred the OFT rejected this idea. It concluded that £12 was the maximum charge that should be applied for exceeding a limit or making a late payment.

Since the OFT investigation most lenders have lowered their charges to £12, but, if you have paid excessive charges in the past, you now have the right to make a complaint and you could receive hundreds, or even thousands, of pounds in compensation.

To start your Black Horse mis sold PPI claim or to begin claiming back bank charges call our team today.


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Belmont Thornton Limited is regulated by the Claims Management Regulator in respect of regulated claims management activities; our registration is recorded on the website www.gov.uk/moj/cmr number 18273

Belmont Thornton Limited is incorporated in England and Wales, Company number 6621233, whose head office at Unit 16, Elysium Gate, 126 New Kings Road, London, SW6 4LZ and registered office at Harwood House, 43 Harwood Road, London, SW6 4QP.

Belmont Thornton Limited is registered with the Information Commissioners Office. Registration number Z1728023.

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* Belmont Thornton operates on a "No Win No Fee" basis. This means that there are no upfront costs to pay. Our fee only becomes payable on a successful outcome of a claim. A cancellation fee is payable if you decide that having instructed Belmont Thornton to act on your behalf, and after 14 days of signing your Letter of Authority, you do not wish to continue pursuing your claim with us. The cancellation fee is the reasonable costs incurred for the work undertaken. Please see our terms of engagement.

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