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Claiming Back Credit Card PPI

Even though it is understandable that lenders, among which are credit card issuers, would want to protect their investment, they are going overboard when misselling payment protection insurance. What could've been a very good cover has ended up being one of the hugest scams in the history of lending in the UK. Payment protection insurance was originally intended to provide cover for individuals who suddenly lose income due to job loss or illness. However, since it was so poorly designed it actually ends up providing very little cover but a huge source of income to lenders who mis-sell it to unsuspecting consumers. Claiming back credit card PPI has become necessary simply because lenders have gotten out of control.

Loan Protection Insurance: the Basics

Before you can understand how to go about claiming back credit card PPI you first have to understand what loan protection insurance is all about. As mentioned above it is supposed to provide a source of payments when the borrower is unable to continue making payments on his or her own. It is in insurance product that should be fully disclosed before selling it to anyone. All of the conditions and exclusions on a loan insurance policy must be explained thoroughly and it is the lenders responsibility to make sure that the potential policyholder qualifies for the cover. For example, people over the age of 65 are not eligible to draw cover on PPI and if the lender knowingly sells a policy to someone over that age that lender has just mis-sold payment protection insurance. In this instance claiming back credit card PPI would most often results in a successful claim.

Claiming Back Credit Card PPI the Easy Way

Since claiming back credit card PPI can be both time-consuming and frustrating many people opt to use the services of professional claims specialists. This truly is claiming back credit card PPI the easy way. Whenever we attempt to do something new, something out of the realm of our everyday experience, it takes us longer simply because it's usually trial and error. There is no room for error and most of us don't have time for trial so the best option is to hire a professional to file the claim for us. It qualify claims specialist will discuss with you your options but will first begin by determining just how you were mis-sold payment protection in the first place. He or she will then discuss with you exactly how claiming back credit card PPI works and your claims specialist will probably also advise you that you may just need to file an appeal as well. Having someone on your side who is a pro makes life easy when trying to claim back loan protection insurance.

Belmont Thornton as a team of professional claims specialists on hand to answer any questions you may have regarding claiming back credit card PPI be easy way. Your initial consultation is free of charge and thereafter PPI Claim Company works on a no win no fee contingency. Further information call 0207 471 2000.

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