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Claim Back Loan Insurance

Claiming Loan Protection Back

Since approximately the year 2005 it has been known that mis sold PPI is a huge problem in the UK. Although it was widely being sold for many years this is the point where the Citizens Advice Bureau entered the foray and began working on behalf of the best interests of consumers in the UK. Largely through their efforts, millions of consumers are now claiming loan protection back along with other considerations according to guidelines established by the Financial Services Authority (FSA).

Were You Mis Sold PPI?

If you are unclear as to whether or not you have purchased payment protection insurance with any loans you have taken out within the past six to ten years it would be a simple matter of inspecting your loan documents or perhaps your monthly statements. Claiming loan protection refunds is dependent upon whether or not you have been mis sold PPI so it is imperative to understand exactly what constitutes the mis sale of payment protection insurance

Failure to Disclose Terms Leading Cause of PPI

Simply because you were refused benefits of the cover doesn't mean that claiming loan protection back would be possible or that the person selling PPI made any false moves. However, on the whole, it has been found that amongst the firms analysed by the FSA, the majority were found to have violated certain rules and codes of conduct. Of particular concern, according to Andrew Honey who was head of Insurance in the Small Firms Division of the FSA in 2005, were those who knowingly failed to disclose the high cost of PPI in clear terms and far enough in advance of signing the loan contracts.

FSA Sets Guidelines for Claiming Back PPI

Today, claiming loan protection has been highly formalised and there are strict guidelines to follow in submitting a payment protection claim. From the forms which are completed by claimants to the procedures to be followed by lenders, everything needs to be accomplished in a manner set forth within these guidelines and within certain timeframes as well. Belmont Thornton Limited, Belmont Thornton, has a highly trained claims team who can assist you with claiming loan protection back which was mis sold or mis represented.

From your initial consultation, throughout the claims procedure, we will be happy to discuss any concerns you have regarding your claim and we will treat your questions with respect and professional courtesy. Remember, we only work on a no win no fee* basis when claiming loan protection back so that no more of your hard earned money will come out of pocket. Simply call Belmont Thornton, Belmont Thornton on 0207 471 2000 and you could be on the fast track to claiming loan protection back on mis sold PPI. Within 24 hours your claim packet can be on its way to you in the post.


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Belmont Thornton Limited is regulated by the Claims Management Regulator in respect of regulated claims management activities; our registration is recorded on the website www.gov.uk/moj/cmr number 18273

Belmont Thornton Limited is incorporated in England and Wales, Company number 6621233, whose head office at Unit B16, Kestrel Court, Harbour Road, Portishead, Bristol, BS20 7AN and registered office at Harwood House, 43 Harwood Road, London, SW6 4QP.

Belmont Thornton Limited is registered with the Information Commissioners Office. Registration number Z1728023.

Please note that calls may be monitored for the purposes of staff training.

* Belmont Thornton operates on a "No Win No Fee" basis. This means that there are no upfront costs to pay. Our fee only becomes payable on a successful outcome of a claim. A cancellation fee is payable if you decide that having instructed Belmont Thornton to act on your behalf, and after 14 days of signing your Letter of Authority, you do not wish to continue pursuing your claim with us. The cancellation fee is the reasonable costs incurred for the work undertaken. Please see our terms of engagement.

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