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Credit Card Payment Protection Claims

When a person realises that he/she has been sold credit card payment protection and has been making payments on it for a period of years, it often comes as a shock. In fact, there are literally tens of thousands of people who blindly pay credit card payment protection insurance every month. One may ask how this can happen, but it is really quite easy. Most of the time people are so thrilled with the prospect of being approved for a credit card that they may not pay particular attention to all of the details. Many prospective cardholders fail to thoroughly read through all of the documents that come with the credit card loan for this very reason.

Know What You are Signing and Read the Small Print

Mis sold PPI added to credit cards is one reason why it is always important to pay special attention to all specifications and small print on credit card application documents. In addition, if you are making payments on PPI and know that you are, then you would be wise to be sure you meet all the requirements as there are a lot of mis-sold PPI policies every year based on the consumer being ineligible for cover. Of course this leads to a good many credit card payment protection claims. The process of claiming back bank charges is not difficult if you have a company like Belmont Thornton assisting you every step of the way.

Can Anyone Get Refunds through Credit Card Payment Protection Claims?

General speaking, anyone who has been sold payment protection insurance erroneously or as a result of misunderstanding/misrepresentation can get a refund by having a credit card payment protection claim filed. This includes anyone who is mis-sold the cover intentionally or by omission. If you have a condition which automatically leaves you ineligible of being covered by loan protection insurance then this means you should never have been sold the cover in the first place. If this can be proven then having a credit card payment protection claim filed will be an appropriate action. Hiring a company to file the claim for you such as Belmont Thornton, who has helped thousands of citizens in the UK receive refunds, is the smartest move on your part. Not only is it the easiest way to claim back PPI, but it can help to avoid unnecessary delays as they will submit a thorough claim.

Of course it is important to remember that not every person who is denied cover for a credit card payment protection insurance claim is going to be eligible for a refund. However, the scales are tipped in your favour if you can prove that your lender sold you PPI when you were not qualified for cover. No one can guarantee what the outcome of any claim is going to be but to be clear, mis- sold PPI is a problem that is affecting many people right now. This simply means the problem has been recognised and is being dealt with. If you have been mis-sold credit card payment protection then you may have a chance to receive a refund on all or some of your money. This is especially true for those who are clearly not considered eligible for cover. Belmont Thornton offers free consultations so they will be able to help you determine how likely you may be to get a refund.


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Belmont Thornton Limited is regulated by the Claims Management Regulator in respect of regulated claims management activities; our registration is recorded on the website www.gov.uk/moj/cmr number 18273

Belmont Thornton Limited is incorporated in England and Wales, Company number 6621233, whose head office at Unit B16, Kestrel Court, Harbour Road, Portishead, Bristol, BS20 7AN and registered office at Harwood House, 43 Harwood Road, London, SW6 4QP.

Belmont Thornton Limited is registered with the Information Commissioners Office. Registration number Z1728023.

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