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Claim Back Loan Insurance

Excess Protection Insurance

Hidden surcharges or fees caused by some type of insurance policy on your monthly loan or credit card statement may be caused by mis-sold PPI. Many times lenders will attach the PPI policy to the overall loan amount, causing the borrower to pay for the policy unknowingly in monthly repayments. Many types of loans are often sold with PPI policies to increase profits for lenders, brokers, financial institutions, and credit card companies by raising loan amounts and causing additional interest to be charged. If you're interested in claiming back excess protection insurance, consider the following information.

The Facts about Excess Protection Insurance

While an increasing number of consumers are reclaiming charges caused by PPI each year, studies have shown that at least 7 million policies are created annually, and 95% of them could be considered mis sold payment protection. During the past 5 years various financial authorities have conducted studies related to the recovery of loan protection payments in the United Kingdom. Every one of our clients have a great chance of success receiving total compensation for PPI payments this year, considering the amount of PPI claims that have been filed since the CAB file a super complaint with the OFT against the PPI industry in 2006. Overall, you're more likely to succeed in reclaiming PPI payments from the creditor, than you do in endeavouring to obtain benefits from the mis-sold PPI policy.

How to Begin the Process of Claiming Back Excess Protection Insurance

We provide a free consultation in which we will thoroughly review your situation by asking simple questions related to the amount of the loan or average card balance, loan type, and the lender or credit card company that mis-sold the policy. Once you've filled out a quick claim form with your contact information and details regarding the loan or PPI policy you should be given a claims pack in the post within a couple of days, after which you may assess whether you'd like to attempt to claim back PPI. Alternatively you can participate in a tree consultation you will be able to think about if you should pursue the case based on the aid of Belmont Thornton, at which point the process of filing a claim would begin.

The Advantages of Claiming Excess Protection Insurance with the Help of Belmont Thornton

Belmont Thornton is one of the most successful PPI claims companies in the UK and possesses the skills needed to assess your case and provide a realistic quote on how much you could receive by claiming back bank charges caused by PPI. Contracting the assistance of Belmont Thornton won't just facilitate a higher probability of success in claiming back PPI, it will also expedite the process of claiming back payment protection payments. The entire claims process usually requires about four to eight weeks, subject to multiple factors, including the lender's willingness to comply. The average consumer will receive a full PPI refund in just eight weeks, which is similar to the time it takes for only fifteen percent of PPI policyholders to receive even the smallest amount of repayment assistance.

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Belmont Thornton Limited is regulated by the Claims Management Regulator in respect of regulated claims management activities; our registration is recorded on the website number 18273

Belmont Thornton Limited is incorporated in England and Wales, Company number 6621233, whose head office at Unit B11, Kestrel Court, Harbour Road, Portishead, Bristol, BS20 7AN and registered office at Harwood House, 43 Harwood Road, London, SW6 4QP.

Belmont Thornton Limited is registered with the Information Commissioners Office. Registration number Z1728023.

Please note that calls may be monitored for the purposes of staff training.

* Belmont Thornton operates on a "No Win No Fee" basis. This means that there are no upfront costs to pay. Our fee only becomes payable on a successful outcome of a claim. A cancellation fee is payable if you decide that having instructed Belmont Thornton to act on your behalf, and after 14 days of signing your Letter of Authority, you do not wish to continue pursuing your claim with us. The cancellation fee is the reasonable costs incurred for the work undertaken. Please see our terms of engagement.

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