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Get Payment Protection Money Back

If you are one of the lucky ones who has just recently discovered something odd about the charges on your loan statement then you are not alone. You also may not feel very lucky but in truth knowing about this is half the battle. Millions of people have become aware of charges for payment protection insurance they never asked for or wanted in the first place. This has come as a result of lenders attaching payment protection insurance cover to loans without the borrowers consent or knowledge. In some cases the lender may have mentioned something in passing but failed to explain all of the details. In either case this is gross misconduct and definitely constitutes mis sold payment protection. The worst part of this is that those of us who work hard for our money do not appreciate having it taken from us and spent on something as frivolous as PPI. This is why it is so important to learn how to get payment protection money back.

How to Get Payment Protection Money Back

The first thing you will need to do is address those charges you have found. You will want to call your loan company or credit card company and ask directly what the charges are that you are looking at. If they tell you that the charges are in fact for PPI then you can ask them when you signed up for that. Perhaps they will put you on hold and come back with some half hearted response or ask if they can please ring you back after they have looked into the matter. It might be best to go down there and ask them to show you the papers you signed accepting a PPI policy. If this cannot be furnished then you have all the proof you need to file for a PPI refund. The fastest way how to get payment protection money back is by filing a claim with the lender who originally sold you the cover. This of course cannot be done on your own; you will need a professional company like Belmont Thornton to help you with PPI refunds.

How Long Does a Claim Take?

This is a very common question and one that can only be answered by saying that every case will be a bit different. Most of the time claims only take anywhere from 2 to 8 weeks but for someone who has been paying into several loans for a period of years things may get a bit more complicated. However, if you are to consider the amount of money someone like this has paid into PPI then it makes sense it would take a bit longer and well worth it I am sure. In addition, the average claim is probably about £2,500. However, again, it could be more or it could be less.

Belmont Thornton knows how to get payment protection money back and we have been doing it for quite awhile now. If you want to make a claim or just have some questions you would like answered then feel free to contact us. You can do so here at our website or by dialing us direct at 0207 471 2000. The consultation is free and we do not ask for anything until you get your refund.


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Belmont Thornton Limited is incorporated in England and Wales, Company number 6621233, whose head office at Unit B16, Kestrel Court, Harbour Road, Portishead, Bristol, BS20 7AN and registered office at Harwood House, 43 Harwood Road, London, SW6 4QP.

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