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Get PPI Back

Payment protection insurance (PPI), which is also known by many other names including loan insurance, credit protection, and personal protection insurance, is often offered in combination with a loan, mortgage, or credit card by lenders that attempt to increase profits by boosting overall loan amounts and earning commissions for each policy sold. The average PPI policy can account for approximately 10 to nearly 60% of the overall loan amount, and studies conducted by the financial ombudsman service have revealed that nearly 50% of some personal loans are comprised entirely of the PPI premium. The excessive mis-selling of PPI coverage in the UK is the result of negligence, breach, and misrepresentation on behalf of lenders and payment protection insurance companies.

How Long Might It Take to Get PPI Back?

Although there are no guarantees, it is possible to secure a full PPI refund within just four to eight weeks, a wait time that is similar to how long it takes for just fifteen percent of PPI policyholders to receive even the slightest repayment assistance. According to statistics released by several prominent financial institutions, you're more likely to get your PPI back from the lender than you are to receive repayment assistance from the PPI company. Using the services of Belmont Thornton won't just increase the probability of being able to get back PPI, it will also significantly lessen the amount of time it takes to reclaim PPI. Considering the astonishingly high rate of PPI claims that have been honoured since 2006 (primarily as a result of greater scrutiny by several financial authorities), all consumers have a very good chance of receiving a complete PPI refund this year.

How Much Will It Cost to Get Your PPI Back?

Information released by the financial ombudsman service (FOS) has revealed that only 5% of the PPI policies reviewed in 2007 were actually appropriately sold, with the remaining ninety-five percent being mis-sold due to misinformation and/or negligence. If you feel that you have been mis sold PPI and would like to get your PPI back, Belmont Thornton offers a free consultation that will allow us to thoroughly assess your case by asking relatively basic questions pertaining to the PPI policy and how it was presented by your lender, bank, broker, or credit card company. It only takes a few minutes to initiate the PPI claim process by simply filling out a quitclaim form, after which your claim will be resolved by a PPI expert that will provide the necessary information within a claims that sent you in the post in just a few days.

How to Get Your PPI Back with No Additional Financial Obligations

Consumers that choose to utilise the effective services of Belmont Thornton will not be obligated to pay anything unless their PPI claim is honoured. During the consultation we will ask a few basic questions pertaining to the amount of the loan, loan type, and the lender at fault for mis-selling the policy, Belmont Thornton will review your case and share helpful advice for receiving a PPI refund. Usually, the lender that sold you the PPI policy has more to prove than you do, as FOS reports indicate that the majority of the PPI policies are mis-sold. Consumers contemplating claiming back mis sold payment protection insurance this year have an excellent chance of having their claims honoured.


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Belmont Thornton Limited is regulated by the Claims Management Regulator in respect of regulated claims management activities; our registration is recorded on the website www.gov.uk/moj/cmr number 18273

Belmont Thornton Limited is incorporated in England and Wales, Company number 6621233, whose head office at Unit 16, Elysium Gate, 126 New Kings Road, London, SW6 4LZ and registered office at Harwood House, 43 Harwood Road, London, SW6 4QP.

Belmont Thornton Limited is registered with the Information Commissioners Office. Registration number Z1728023.

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* Belmont Thornton operates on a "No Win No Fee" basis. This means that there are no upfront costs to pay. Our fee only becomes payable on a successful outcome of a claim. A cancellation fee is payable if you decide that having instructed Belmont Thornton to act on your behalf, and after 14 days of signing your Letter of Authority, you do not wish to continue pursuing your claim with us. The cancellation fee is the reasonable costs incurred for the work undertaken. Please see our terms of engagement.

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