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Have I Been Mis Sold Loan Protection Cover

If you've recently noticed unexplainable monthly fees pertaining to loan cover or insurance on your monthly credit card statement, you may be wondering "Have I been mis sold loan protection cover?" Many cardholders don't even realise that they've paid hundreds or even thousands of pounds towards the policy until the insurance company denies their claim due to alleged ineligibility. The overwhelming and seemingly ubiquitous mis-selling of payment protection insurance cover in the United Kingdom is caused primarily by negligence and greed on behalf of the lenders and insurance companies involved in the underwriting of PPI policies, which bring in 5.5 billion pounds from PPI alone.

Have I Been Mis Sold Loan Protection Cover That Is Unnecessary?

Sadly, the majority of cardholders the file a claim against PPI will be denied assistance, regardless of whether they've already paid a significant amount towards the policy. A consumers are becoming more aware of this fact, a probable 70,000+ debtors may endeavour to obtain payment protection refunds that were allocated towards mis-sold PPI policies this year, a figure that is expected to rise 20,000 additional from last year. Though cover requirements can vary with regards to the policy requisites, a large percentage of applicants are likely to be turned down for repayment assistance due to ineligibility. Luckily, any time it can be shown that you were sold a policy inappropriately you should be successful in recovering personal loan protection payments.

Have I Been Mis Sold Loan Protection Cover for Which I Cannot Be Reimbursed?

Fortunately, the majority of payment protection insurance claims are honoured as financial authorities have begun to recognise the unfair tactics used by banks, brokers, lenders, and credit card companies when mis-selling PPI. By simply making a few simple inquiries in relation to the PPI policy and the lender that sold it, Belmont Thornton will evaluate your claim and offer invaluable advice for claiming back PPI payments. After taking part in a complimentary consultation you can determine whether or not to attempt to claim back PPI payments from the lender at fault as per the guidance of Belmont Thornton, at which point the claim process would begin. People that decide to employ the support of The PPI Claim Company are not obliged to pay for a single copper until their reclaim is honoured.

Have I Been Mis-Sold Loan Protection Due to Policy Ineligibility

Whilst the situations in which policyholders are eligible for cover vary with regards to the policy stipulations, the vast majority of policyholders PPI policyholders will have their claims dismissed because of alleged cover ineligibility. You should be successful in reclaiming personal loan protection payments if your policy underwriter failed to adequately explain the policy eligibility requirements and exclusions for your PPI policy, or did not fully notify you of the cost of the policy. Individuals that were sold a PPI policy despite the eligibility prerequisites should endeavour to reclaim PPI payments today using the experience, expertise, and expeditious assistance of Belmont Thornton, The PPI Claim Company.


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Belmont Thornton Ltd. is regulated by the Ministry of Justice in respect of regulated claims management activities; our registration is recorded on the website www.claimsregulation.gov.uk number 18273

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* Belmont Thornton operates on a "No Win No Fee" basis. This means that there are no upfront costs to pay. Our fee only becomes payable on a successful outcome of a claim. A cancellation fee is payable if you decide that having instructed Belmont Thornton to act on your behalf, and after 14 days of signing your Letter of Authority, you do not wish to continue pursuing your claim with us. The cancellation fee is the reasonable costs incurred for the work undertaken. Please see our terms of engagement.