Belmont Thornton Logo
Claim Back Loan Insurance

How to Claim PPI Yourself

Although a great number of consumers in the UK are trying to find a way to file a mis sold PPI claim, there are a lot of things to consider when learning how to claim PPI yourself. Whilst it is possible to figure out how PPI was mis sold, it may not be as easy to prove it as you think. Having taken out a loan within the past ten years, there is a great possibility that you were mis sold loan protection insurance along with the loan, either with or without your knowledge. Because there have been just so many cases of mis sold PPI, consumers are filing claims and many of them are seeking ways to do so without the assistance of a solicitor or claims company.

Can You Learn How to Claim PPI Yourself?

If you are really intent on learning how to claim PPI yourself there are a few things you should consider before going any farther. First of all, you will need to be able to convince the lender that he or she is indeed 'guilty' of mis selling PPI and you will need to be able to prove your case. Bear in mind that the reason your lender mis sold PPI in the first place was to make a profit above and beyond any monies realised from the loan. How likely is that lender going to be to give the money back? Secondly, according to the latest guidelines released by FSA, that lender should be offering full refunds if mis sold PPI can be established. Your lender is most likely to offer you a small refund as a 'settlement' and expect that you will take it.

Fighting Fire with Fire

Also keep in mind that your lender, especially if it is a high street bank, is most likely represented by high power solicitors. Any 'evidence' you can find the solicitors can find a way around it. Whilst your claim may not make it to an actual court of law, those solicitors talk a good talk and you just might by stymied by their legal jargon. If you were mis sold loan insurance and are asking how to claim PPI yourself, there may be another answer to the question which you may not want to hear. Yes, you can file a claim by yourself but there is an easier way to do it. Granted claims solicitors can be quite costly, but a claims management company like Belmont Thornton, Belmont Thornton, can actually take the bulk of the burden off you so that you will be able to lean on us for support during the days ahead. We can help you fight fire with fire because we can be just as persuasive as any solicitor in the UK.

Try speaking with a member of the claims team before making up your mind to claim PPI yourself. The initial consultation is free and we work on a no win no fee* basis. You are always free to file a PPI claim as you see fit, but once you have spoken with the claims team you will be glad you ignored that little voice telling you to learn how to claim PPI yourself. That's a lonely path to take when you're up against the big guns.

Tell a Friend
blog comments powered by Disqus

Enquiry Form

First Name 
Last Name 
Mobile Phone
Home Phone
Address Line 1 
Post Code 
Claim Back Mis-Sold PPI Button

Why Choose Us?

  • TickAbsolutely No Upfront Costs. No Win No Fee*
  • TickSpecialist Claims Team Always On Hand To Answer Your Questions
  • TickQuick, Easy And Simple Process
  • TickU.K. Based Call Center
  • TickGuaranteed To Start Your Claim In 24 Hours

Loan claim: Building societies warn of house price bubble

The Building Societies Association (BSA) is the latest to warn about the potential house price bubble that could arise f...

Bank claim: Lloyds raised concerns on Co-op finances

Lloyds Banking Group was aware that the financial position of the Co-Operative bank was unstable, said Lloyds chief exec...

Loan claim: first time buyers locked out for a decade

First time buyers will have to save up their deposit on a house for more than ten years, according to research from the ...

Bank charges: Commission tackles issue of RBS

The weak position of the Royal Bank of Scotland (RBS) is damaging to the UK economy, according to the Parliamentary Comm...

Bank charges: Report says customers and taxpayers were failed

Customers and taxpayers have been failed by the financial sector, according to the final report from the Parliamentary C...

Belmont Thornton Limited is regulated by the Financial Conduct Authority in respect of regulated claims management activities; FRN:838450

Belmont Thornton Limited is incorporated in England and Wales, Company number 6621233, whose head office at Unit B11, Kestrel Court, Harbour Road, Portishead, Bristol, BS20 7AN and registered office at Harwood House, 43 Harwood Road, London, SW6 4QP.

Belmont Thornton Limited is registered with the Information Commissioners Office. Registration number Z1728023.

Please note that calls may be monitored for the purposes of staff training.

* Belmont Thornton operates on a "No Win No Fee" basis. This means that there are no upfront costs to pay. Our fee only becomes payable on a successful outcome of a claim. A cancellation fee is payable if you decide that having instructed Belmont Thornton to act on your behalf, and after 14 days of signing your Letter of Authority, you do not wish to continue pursuing your claim with us. The cancellation fee is the reasonable costs incurred for the work undertaken. Please see our terms of engagement.

By using our web-site, you agree that we can place the types of cookies described in our privacy policy on your device.Hide