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How to Get PPI Back

Payment protection insurance, also called PPI, has been known to be mis sold automatically with any and all loans that are obtained in the UK. Sometimes this cover is sold through the use of pushy sales tactics and other times it is simply included in the loan with no prior knowledge to the borrower. In any case, it is expensive and most people, if given a choice, would not choose this type of loan insurance. However, many lenders are confusing people by making them believe that they must have PPI in order to be approved for the loan. Loan protection insurance is not a necessity nor is it ethical or legal for it to be forced on someone. Unfortunately, this has not stopped many lenders from doing what appears to be just that. If this has happen to you then you might be looking for methods on how to get PPI back.

How You Know PPI Was Mis Sold

If PPI was sold to you because it was listed on your loan documents in a check box that allowed you to opt out and you missed that then you were probably sold PPI without even knowing it. This is one example of being mis sold PPI. In addition, if a lender made you believe that the only way you would get approved for the loan or line of credit was to purchase a PPI cover then this is also considered mis-selling PPI. Also, people above a specific age or with certain medical conditions would not qualify for cover. If one of them has been sold cover anyway then this is another clear cut definition of mis sold PPI. If any of these apply to you then you are probably wondering how to get PPI back that you have paid in.

What to Do When You Know You Have Been Mis Sold PPI

As soon as you know that you have been mis sold PPI and you want to find out how to get the PPI back that you've been paying for during your loan term, then you will want to start by contacting a good PPI claims company. Belmont Thornton, Belmont Thornton, has a rock solid reputation and has successfully filed thousands of PPI claims. We have a wonderful team that is devoted to helping you with how to get PPI back as quickly as possible. Whilst you will more than likely be clueless about how to get the PPI reclaim, they will know just what you need to do and will direct you as to the best ways on how to get the PPI you have been mis sold reclaimed.

Most people who have an attestable case and can offer enough evidence to support the fact that they were mis sold PPI will not have a lot of difficulty on how to get the PPI back, especially if they are represented by Belmont Thornton claims team. However, this does not mean that everyone who files for a claim against the lender will win. It simply means that it is within your best interest to do all you can to try.


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