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How to Reclaim Loan Protection

There is a lot of buzz about loan protection insurance but many people have no idea what it is even about. Over the past six to ten years people who have taken out loans for mortgages, credit cards, automobiles and a number of other types of loans have been sold payment protection insurance. This cover has been sold under the guise of being a helping hand to step in and take over payments if the borrower should ever become unemployed in some way and unable to make monthly repayments. It sounds like a great type of cover and anyone would be crazy not to buy it, right? Wrong! But that is just what lenders are making borrowers believe. If you have been a victim of being mis sold PPI and paying into it for years only to find out that it was mis represented and you are not eligible for cover, then you may be looking for creative ideas on how to reclaim loan protection money that you've paid over the years for absolutely nothing.

Who Is to Blame?

A lot of people do not know where to place the blame when it comes to how to reclaim loan protection so they turn automatically to the insurance companies. This is erroneous. The lenders are the ones that are mis selling this cover, unless of course you purchased cover from an independent producer. It is their responsibility to be sure that every person the cover is sold to know the requirements and meets them. Unfortunately, this is not happening and as a result millions of people are looking for how to reclaim loan protection money. It may not be politically correct to call this a scam or a racket but it is certainly beginning to appear that way to many people. There are millions of dollars out there in money that is tied up in claims as a result of mis sold PPI. If it is not a racket then it is a series of mistakes that just keep happening over and over.

PPI Claims Management

If you want to know how to reclaim loan protection and bank charges then you should contact Belmont Thornton, the premier PPI Claim Company in the UK. We have the expertise to assist you in reclaiming PPI. Unlike lenders who are out to take advantage of you, the team at Belmont Thornton understands that you have already lost a good share of your money and we will not take a pound* until you have settled your claim and received the refund you are entitled to.

The hardest part is not what it takes to learn how to reclaim loan protection. It is actually proving that you were mis sold PPI in the first place as that can be a bit more difficult. This is why trusting your case to Belmont Thornton is a wise move. We know what to look for as well as what documentation needs to be checked over in order to find the right answers. If you would like to be contacted simply fill out the brief online contact form or you could call the claims team direct if that is what you prefer on 0207 471 2000.


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Belmont Thornton Limited is regulated by the Claims Management Regulator in respect of regulated claims management activities; our registration is recorded on the website www.gov.uk/moj/cmr number 18273

Belmont Thornton Limited is incorporated in England and Wales, Company number 6621233, whose head office at Unit 16, Elysium Gate, 126 New Kings Road, London, SW6 4LZ and registered office at Harwood House, 43 Harwood Road, London, SW6 4QP.

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* Belmont Thornton operates on a "No Win No Fee" basis. This means that there are no upfront costs to pay. Our fee only becomes payable on a successful outcome of a claim. A cancellation fee is payable if you decide that having instructed Belmont Thornton to act on your behalf, and after 14 days of signing your Letter of Authority, you do not wish to continue pursuing your claim with us. The cancellation fee is the reasonable costs incurred for the work undertaken. Please see our terms of engagement.

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