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Loan Protection Insurance Refund

If you are at this website there is probably a good reason for it. Either you have recently found out that you have been mis sold PPI or you are concerned as a result of a recent claim denial. These would give anyone cause for concern. Many UK citizens have been charged thousands of extra pounds on loan protection. The worst bit of this is that they never asked for it or even knew it was going on their loan in many cases. In other cases the lender misled the borrower into believing that the cover was required in order to get the loan. There are also some cases in which the person who was sold the loan protection was not actually eligible for the cover due to age or some other condition listed in the insurance exclusions. Because of this, many people are seeking a loan protection insurance refund.

How to Get a Loan Protection Insurance Refund

The very first step in claiming back bank charges is proving that any of them occurred as a result of mis sold PPI. It is also important when trying to claim back PPI that you are able to prove your case. That is, you want to furnish evidence that the lender sold you an insurance product that you could not use. Only about 12 to 13% of everyone who is covered under loan protection insurance is ever actually given benefits from this cover. The rest are left filing for a loan protection insurance refund. The best way to take care of this is to hire a professional claims company to handle the claim for you. Belmont Thornton is a company that is well grounded in rules and regulations when it comes to filing for a loan protection insurance refund on your behalf. You can contact them via phone or go to the support section and fill out an easy contact form which will have a member of the claims team getting back with you within 24 hours.

Does Everyone Who Files for a Refund Get One?

The safest way to answer this question would be to say that not everyone who applies for a loan protection insurance refund is granted one. If it can be proven that the borrower had full knowledge of the PPI cover and all of the conditions that would cause him/her not to be covered then of course a loan protection refund would probably not be granted. However, many people who have been victimised by mis sold loan insurance receive refunds every day. The only way to know for sure if you are going to get a loan protection insurance refund is to file for one and wait to see. If you have a strong enough case then there is a good chance that you will claim back PPI and we will make every effort to get you there.


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Belmont Thornton Limited is regulated by the Claims Management Regulator in respect of regulated claims management activities; our registration is recorded on the website www.gov.uk/moj/cmr number 18273

Belmont Thornton Limited is incorporated in England and Wales, Company number 6621233, whose head office at Unit B16, Kestrel Court, Harbour Road, Portishead, Bristol, BS20 7AN and registered office at Harwood House, 43 Harwood Road, London, SW6 4QP.

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* Belmont Thornton operates on a "No Win No Fee" basis. This means that there are no upfront costs to pay. Our fee only becomes payable on a successful outcome of a claim. A cancellation fee is payable if you decide that having instructed Belmont Thornton to act on your behalf, and after 14 days of signing your Letter of Authority, you do not wish to continue pursuing your claim with us. The cancellation fee is the reasonable costs incurred for the work undertaken. Please see our terms of engagement.

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