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Loan Protection Rebate

One of the major problems many people have been experiencing this year is in getting a loan protection rebate after filing a mis sold PPI claim with their bankers. Although this is supposed to be resolving itself in the very near future, many people fear that bankers will continue to sit on claims for longer periods of time blaming it on the recent appeal which the British Bankers Association filed and eventually lost. Reclaiming PPI has never been easy but it has been made much more difficult because bankers had an excuse for holding back claims under the guise of awaiting the appeals outcome. If you feel you are due a loan protection rebate, it is your right to file a claim with your lender and it is just a matter of finding a way to do so that is comfortable for you.

What Do I Need to File a Claim?

So many people have been mis sold payment protection insurance yet very few of them actually understand how to go about claiming back bank charges. Over the years there have been a number of ways to file a claim with your lender from writing a letter to submitting forms found around the web, but one thing which most people will readily admit to and that is that it is not as easy as they thought it would be to claim a loan protection rebate. Not only is the manner of filing a bit complicated at times, but also getting the lender to review your claim can be a bit of a chore. Yes, it is true that lenders are supposed to comply with FSA (Financial Services Authority) guidelines in terms of time limits for reviewing loan protection rebate claims, but when they are backed against the wall it appears that they find excuses for requesting more information or simply denying those claims. What do you need to file a claim? You will certainly need patience!

Is There an Easier Way?

After you have lined up all the 'evidence' that the lender mis sold PPI to you and that you feel you are entitled to a loan protection rebate, the next step is putting it altogether in a format that is clear and concise so the lender can easily review your claim to make a determination. Then you may need to contact the lender periodically to make sure they have received and are working on your file. This is where most people break down and simply ask, “Is there an easier way to do this?” Actually, there is! Belmont Thornton, Belmont Thornton has a specialist claims team that can represent you from the initial consult right through the entire claims procedure through to appeals with the Financial Ombudsman Service if that is required. If you are due a loan protection rebate, the team will make every effort humanly possible to get that for you. We work on a no win, no fee* basis where no upfront deposit is ever required. To speak with a the claims team today, call 0207 471 2000 and ask about our fast track to filing your claim.


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Belmont Thornton Limited is regulated by the Claims Management Regulator in respect of regulated claims management activities; our registration is recorded on the website www.gov.uk/moj/cmr number 18273

Belmont Thornton Limited is incorporated in England and Wales, Company number 6621233, whose head office at Unit B16, Kestrel Court, Harbour Road, Portishead, Bristol, BS20 7AN and registered office at Harwood House, 43 Harwood Road, London, SW6 4QP.

Belmont Thornton Limited is registered with the Information Commissioners Office. Registration number Z1728023.

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* Belmont Thornton operates on a "No Win No Fee" basis. This means that there are no upfront costs to pay. Our fee only becomes payable on a successful outcome of a claim. A cancellation fee is payable if you decide that having instructed Belmont Thornton to act on your behalf, and after 14 days of signing your Letter of Authority, you do not wish to continue pursuing your claim with us. The cancellation fee is the reasonable costs incurred for the work undertaken. Please see our terms of engagement.

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