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Loans PPI

You may hear people speaking of loans PPI which is an abbreviated way of saying loans payment protection insurance. Payment protection insurance is supposed to be in place to step in and make payments to your loans in the event you should lose your job, fall ill or become debilitated in some way. If loans PPI actually did this then it would be fantastic. However, in most cases it does not. What typically winds up happening is that a borrower pays very high premiums for this cover and in the end cannot even use it as his/her claims are denied. This is the sad truth and one of the main reasons there are so many consumers filing PPI claims at the current time. Loans PPI can cost a lot of money and can almost double the monthly payment amount in some cases. This may sound ludicrous but it is true and it is happening all over the UK.

The Media Is Reporting PPI Claims Being Denied

If you have not heard about the PPI racket you must be living somewhere far removed from civilization. The media has been reporting on this issue for quite some time now. Indeed, there are a lot of people filing for refunds and being denied. PPI reclaim cases are very high at this and it is projected that the numbers will just keep getting higher as more and more consumers find that they have been mis sold loan insurance. The sad part is that even though so many have found mis sold PPI, their claims are being denied by lenders which means that they need to take their claim to appeals with the Financial Ombudsman Service.

What Is Mis Sold PPI?

Unless a lender has fully disclosed any and all conditions and exclusions attached to the payment protection policy the borrower has purchased, the borrower can claim wrong doing and file for a refund. This is not something that happens only once in awhile unfortunately as it seems more and more lenders are selling PPI without making the borrowers aware of pertinent details of the policy that may apply. In fact, some lenders are not even telling borrowers they have a PPI cover at all and this is truly what constitutes mis sold loans PPI.

Who Can Help?

Government has stated that if you are having difficulty with filing a claim, that you may be represented by third party firms such as Belmont Thornton, Belmont Thornton. Our team of skilled claims specialists is well prepared to file your claim on loans PPI and can take it all the way through appeals for you if that is what is required. We work on a no win, no fee* contingency and would be happy to talk to you about your particular claim. If you are ready to take back what is rightfully yours, contact the claims team today on 0207 471 2000 to get on the fast track to claiming back what loans PPI took from you. Within 24 hours a claim pack will be in the post and as soon as we have all your information we will go straight to work claiming back mis sold PPI.


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