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Mis Sold Mortgage Payment Protection

Buying a house is the biggest financial risk most of us will ever take and most of us worry about what would happen if we were unable to keep up with our repayments. For this reason many people, particularly in the past, opted to take out mortgage payment protection insurance. This cover insures the borrower's repayments in the event they become sick, have an accident or are made involuntarily unemployed.

Mis sold mortgage payment protection is no different from any other form of mis sold payment protection. Common methods of mis-selling include where a policy was added without the customer's knowledge, where the costs or terms were not explained or where the customer was sold a policy they did not need or were ineligible to use.

The cost of mortgage payment protection cover can vary great, but can add between 13-25% to your overall borrowing. On a £100,000 mortgage, therefore, you may pay between £13,000 and £25,000 for the cover. For some people it can provide very worthwhile protection, but it is not for everyone and, if it has been mis-sold, it can prove to be a very costly yet ineffective form of cover. 

How to Claim Back Mis Sold Mortgage Payment Protection

If you would like to reclaim mis sold PPII

Belmont Thornton, Belmont Thornton, is registered with the Ministry of Justice and in compliance with all rules and regulations regarding PPI refund claims in the UK. There is a no win no fee* policy in fact so that no fee is taken from you until you have reclaimed your mis sold mortgage payment protection. For further details contact the claims team on 0207 471 2000.. Act now as you could be due thousands of pounds in mis sold PPI.


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Belmont Thornton Limited is regulated by the Claims Management Regulator in respect of regulated claims management activities; our registration is recorded on the website www.gov.uk/moj/cmr number 18273

Belmont Thornton Limited is incorporated in England and Wales, Company number 6621233, whose head office at Unit 16, Elysium Gate, 126 New Kings Road, London, SW6 4LZ and registered office at Harwood House, 43 Harwood Road, London, SW6 4QP.

Belmont Thornton Limited is registered with the Information Commissioners Office. Registration number Z1728023.

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* Belmont Thornton operates on a "No Win No Fee" basis. This means that there are no upfront costs to pay. Our fee only becomes payable on a successful outcome of a claim. A cancellation fee is payable if you decide that having instructed Belmont Thornton to act on your behalf, and after 14 days of signing your Letter of Authority, you do not wish to continue pursuing your claim with us. The cancellation fee is the reasonable costs incurred for the work undertaken. Please see our terms of engagement.

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