Mis Sold Payment Protection Scotland
Although you are most likely to hear about mis sold PPI in England you will also hear that it is a problem throughout the rest of the UK as well. Mis sold payment protection Scotland policies may not be as numerous as those in England but that has no bearing on the consumers who need to deal with the backlash.
Filing a Claim against Lenders in Scotland
Although the agencies which you report to in Scotland vary slightly from those elsewhere in the UK, mis sold payment protection Scotland claims won't be affected to any great degree. You will still need to file a claim with the lender that is responsible for the
mis-selling as that will be the first one to review your payment protection claim. If you have been mis sold payment protection Scotland has very stringent laws in place to ensure that you get your money back. However, first you need to prove that you were
mis-sold your cover. Fortunately this isn't so difficult since there are specific conditions under which PPI can be considered to have been mis sold.
How is Payment Protection Mis Sold in Scotland?
There are a number of ways in which payment protection is mis-sold in Scotland and those are the very same ways that it is mis-sold elsewhere throughout the UK. It needs to be substantiated that mis-sold payment protection Scotland
rules were broken. For example, it is wrong to knowingly sell an insurance
product to someone who can never use the cover. Anyone over the age of 65 does
not qualify for payment protection insurance and they would always be excluded
so selling a payment protection plan to someone in that age group constitutes
misselling PPI. As well, anyone who has a medical condition and is likely to
miss work because of it is unlikely to benefit if they were out of work as a result of that condition and to tell someone that they have payment protection which covers payments as a result of missing work for those conditions also constitutes misselling PPI. Whether or not the lender knows that you are self-employed, temporarily employed reason unemployed sometimes doesn't make difference because it is the lender's responsibility to disclose all conditions of the cover before selling you payment protection insurance.
Keep in mind that misselling payment protection in any country in the UK is in direct violation of the
guidelines. Therefore, mis sold payment protection Scotland lrules will be very similar to those in England, Wales or Ireland. If you are looking to file a PPI claim in Scotland there are professional claims companies that are registered to do business in the UK, and specifically in Scotland. Make sure to find a company that will charge on a no win no fee basis so that you are required to spend any more of your hard-earned money than is absolutely necessary areas.
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