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Money Claim Online

Since mostly everything is done online these days, a great many people are asking if they can file a money claim online because they were mis sold payment protection insurance. Actually, you can fill out a quick claim form online and you can ask for a claims management team to send you a claim pack, but you can't really file a money claim online as the form needs to be signed, dated and returned by post. If you feel that your lender mis sold loan protection insurance to you, then the best thing to do would be to talk to a professional claims firm to find out how to go about filing money claims for refunds.

What Actually Is Loan Protection Insurance and Do I Really Need It?

After noticing that you are paying for loan insurance, the first question you are probably asking is whether or not you really need it. Altogether too many lenders have been adding it to loans and borrowers are totally unaware of the fact that they are paying for loan insurance until they see that they are paying much more money than they thought they should be paying month after month. A closer look at the closing statement shows something called payment protection insurance or loan insurance.

So what is this and do you really need it? Most often PPI provides little cover since so few people are actually eligible for it. If you are self employed, temporarily employed or a part time worker you would not be eligible. As well, if you had any pre-existing conditions, are over the age of 65 you should not be sold PPI. Do you really need it? Many analysts say that you would be better off putting money in an interest bearing savings account than paying for an insurance product that you may not be able to draw benefits from.

How to File Money Claims

Since it is not possible to actually file money claims online, you are probably looking at the best way to file a mis sold PPI claim to get a refund on money you have paid. The claim itself would need to be filed with the lender but you should be aware of the fact that lenders don't readily approve mis sold PPI claims. In fact, it is known that they are denying greater than 60% of the claims they review. So how do you file money claims for the best result?

Third party claims management companies like Belmont Thornton have all the tools you will need to file a mis sold PPI claim. It only takes a few moments to call them, ask for a claim pack, and you will be on your way to filing for a refund. After you get the claim pack in the post, completely fill it out, sign it and send it back by return post. The claims team will file for mis sold PPI with your lender, stay with your claim even if it is denied and take it to the Financial Ombudsman for appeal if necessary. You can't file money claims online but you can request a claim pack from Belmont Thornton online. And after all, that's the easiest solution since they do all the work for you while you go on about your affairs. Request a claim pack online or call 0207 471 2000 to get a claim pack in the mail to you today.

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Belmont Thornton Limited is regulated by the Claims Management Regulator in respect of regulated claims management activities; our registration is recorded on the website number 18273

Belmont Thornton Limited is incorporated in England and Wales, Company number 6621233, whose head office at Unit B11, Kestrel Court, Harbour Road, Portishead, Bristol, BS20 7AN and registered office at Harwood House, 43 Harwood Road, London, SW6 4QP.

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* Belmont Thornton operates on a "No Win No Fee" basis. This means that there are no upfront costs to pay. Our fee only becomes payable on a successful outcome of a claim. A cancellation fee is payable if you decide that having instructed Belmont Thornton to act on your behalf, and after 14 days of signing your Letter of Authority, you do not wish to continue pursuing your claim with us. The cancellation fee is the reasonable costs incurred for the work undertaken. Please see our terms of engagement.

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