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Mortgage Payment Protection Claim

The feeling of impending doom when you hear the terms foreclosure and your home in the same sentence may prompt you to may some rather hasty decisions. One of the worst decisions you can make under duress is to fall for a sales tactic designed to get you to purchase a costly and useless mortgage payment protection insurance policy. Whilst it is unnerving to think that at some point you could lose your home as a result of illness or injury, there are better ways to protect yourself. Aside from the fact that these policies, otherwise known as MPPI are extremely expensive, they rarely cover people the way they are supposed to. In fact, most of the time the cover is nowhere near what it is alleged to be.

Mortgage Payment Protection Restrictions

Not everyone is eligible for cover under a mortgage payment protection plan. In fact, the hard truth is that most people are not for some reason or another. Of all the claims filed each year only a little more than 12% are actually approved. This number is obviously a bit disturbing considering the billions of dollars being paid out to payment protection insurance companies! What are some of the reasons they refuse mortgage payment protection claims? Well, for one mis sold cover is usually the culprit. This means that either the lender did not do his homework and gave someone the wrong information or failed to mention something intentionally. It's anybody's guess why it happens but it does. When it does then the borrower usually has to go about the business of filing a mis sold mortgage payment protection claim.

What Happens If Your Claim Is Not Approved?

The first time a person files a mortgage protection claim he/she is almost always denied initially. This is when the appeals process normally begins. If you are have filed a claim and it has been denied then you might consider contacting us here at Belmont Thornton as we have extensive experience with filing claims, reclaims and appealing denied claims. If you are looking for a refund as a result of mis sold mortgage payment protection claim then you have come to the best place possible. Whilst it is true that we cannot promise anyone will get a refund, we will stand by you through the entire process and you will pay nothing unless you do get compensation. We operate on a no win, no fee policy and we work hard to get you your refund.

Mis sold mortgage payment protection is common and there are so many people dealing with it right now that is has hit the media and become quite the talk of the UK. In fact, it would probably be safe to say that unless you are living on a private island with no access to the outside world, you have heard at least a little something about this matter. It is a real problem and in order to be a part of the solution it is important that we all do our part to put a stop to this madness by making the lenders accountable.


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Belmont Thornton Limited is regulated by the Claims Management Regulator in respect of regulated claims management activities; our registration is recorded on the website www.gov.uk/moj/cmr number 18273

Belmont Thornton Limited is incorporated in England and Wales, Company number 6621233, whose head office at Unit B16, Kestrel Court, Harbour Road, Portishead, Bristol, BS20 7AN and registered office at Harwood House, 43 Harwood Road, London, SW6 4QP.

Belmont Thornton Limited is registered with the Information Commissioners Office. Registration number Z1728023.

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* Belmont Thornton operates on a "No Win No Fee" basis. This means that there are no upfront costs to pay. Our fee only becomes payable on a successful outcome of a claim. A cancellation fee is payable if you decide that having instructed Belmont Thornton to act on your behalf, and after 14 days of signing your Letter of Authority, you do not wish to continue pursuing your claim with us. The cancellation fee is the reasonable costs incurred for the work undertaken. Please see our terms of engagement.

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