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Mortgage PPI Claims

It is impossible to live in the UK without hearing all the news circulating in regards to mis sold payment protection and all the damage that it is causing both lenders and borrowers alike. Whilst it is hard to take pity on the lenders who were the root cause of the problem, we feel for borrowers who paid thousands of pounds for a payment protection cover that offered few, if any, benefits. We at Belmont Thornton can help you file mortgage PPI claims if you have had the misfortune of being mis sold mortgage PPI.

What Exactly Is Mortgage PPI?

If you have taken a loan of any type out within the past decade or so you should have been exposed to payment protection insurance. This is a cover that is supposed to provide loan repayment benefits if you suddenly lose income due to loss of job, injury or illness. However, there are so many conditions attached and exclusions listed in the small print that very few people are ever able to draw upon those benefits. In fact, market analysts have said that perhaps only 13% to 15% of all people would actually be able to take advantage of the cover; so, for all intents and purposes, it is an expensive insurance product that provides few benefits. In other words, it is not a wise investment and lenders unfortunately are all too well aware of this.

How is Mortgage PPI Mis Sold?

Many times lenders who are looking to increase their profit margin will simply attach payment protection unbeknownst to the borrower and, believe it or not, they have gotten away with this more times than you'd care to believe. Other times they will mis represent the cover, fail to tell the borrower important details pertaining to cover and cost and have been known to tell them the loan is dependent upon purchasing PPI. If the lender has misrepresented the cover in any way or mis sold PPI in any of the ways cited by FSA rules and regulations, the borrower has the right to file a claim for a total refund of any money spent on payment protection. Mortgage PPI claims are numerous which is indicative of the fact that there is a very real problem in the UK and if you number amongst those who have fallen victim to it, we can help you claim back money paid into premiums and interest.

Belmont Thornton, Belmont Thornton, has helped thousands of borrowers to successfully claim back PPI that was mis sold by lenders throughout the UK. We are not afraid to take on the high street banks and have a great track record when filing mortgage PPI claims against them. If you would like information on our no win no fee* claims service, call today to speak with a member of our specialist claims team on 0207 471 2000. You could also fill out the quick claim form on this site to have a claim pack in the post to you within just 24 hours. There is no reason to delay filing for a full refund when you can have the power of Belmont Thornton behind you all the way.


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Belmont Thornton Limited is regulated by the Claims Management Regulator in respect of regulated claims management activities; our registration is recorded on the website www.gov.uk/moj/cmr number 18273

Belmont Thornton Limited is incorporated in England and Wales, Company number 6621233, whose head office at Unit B16, Kestrel Court, Harbour Road, Portishead, Bristol, BS20 7AN and registered office at Harwood House, 43 Harwood Road, London, SW6 4QP.

Belmont Thornton Limited is registered with the Information Commissioners Office. Registration number Z1728023.

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* Belmont Thornton operates on a "No Win No Fee" basis. This means that there are no upfront costs to pay. Our fee only becomes payable on a successful outcome of a claim. A cancellation fee is payable if you decide that having instructed Belmont Thornton to act on your behalf, and after 14 days of signing your Letter of Authority, you do not wish to continue pursuing your claim with us. The cancellation fee is the reasonable costs incurred for the work undertaken. Please see our terms of engagement.

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