Halifax is facing an exodus of unhappy customers following the announcement that it is to implement a flat rate fee on its overdraft facilities. As of December 6th, all accounts with established overdrafts of up to £2,500 will be subject to a £1-a-day bank charge, with a £2-a-day fee being levied against accounts of greater value. Customers who go over their limits without the authorisation of the bank will incur costs of £5 per day.The banks decision has been met with widespread criticism from existing customers as well as industry figures. Dominic Lindley, personal finance writer at Which?, said that if customers did not agree with the bank charge, they should move elsewhere.He commented: "Anyone who's unhappy with the new charging structure should vote with their feet by shopping around and switching to a current account that best suits their needs." Halifax is owned by the partly government-owned Lloyds TSB.
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