PPI Claim News - 19/3/2010
PPI: Young people cannot afford home loans
Young people hoping to get their foot on the property ladder cannot afford home loans due to excessive deposit rates.
According to the Council of Mortgage Lenders (CML), deposit rates are a hindering potential first-time buyers after a study showed that that 86 per cent of young people could not afford to buy property, despite recent falls in house prices.
Bernard Clarke, communications manager for the CML, commented: "The major problem for first-time buyers is the size of the deposit that they have to come up.
"On average, now, that's 25 per cent of the cost of the property, which is a very significant amount of money for a first-time buyer to acquire."
Add to these rates, the fact that many home-buyers are mis-sold personal protection insurance on home loans and it can make it an increasingly costly affair to purchase bricks and mortar.
The YouGov survey, commissioned by the National Housing Federation, also revealed that 54 per cent of 18-30 year-olds say they will need financial assistance, of up to £40,000, from parents or friends to purchase a property.
For help making a PPI Claim, Loan claim, PPI reclaim, or a credit card charges claim then call Belmont on 0845 526 0000 or fill in the Quick Claim box to be sent a PPI Claim form, Loan Claim form, PPI reclaim form or credit card charges form.
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