PPI refunds could be useful for people looking to get a bit of extra financial help in this tough economic climate.David Smith, economics editor at the Sunday Times, has voiced his concern about the UK's fiscal future. Speaking at the British Council of Shopping Centres Conference and Exhibition 2011, he stated interest rates are going to stay low for the foreseeable future."I think it will be some time before we can say that things are back to normal. Growth has been a bit disappointing at the moment," he added.Mr Smith predicted that it will be the middle of 2013, when current governor of the Bank of England Mervyn King's term expires, before interest rates begin to rise again.The Bank cut the base rate to an historically low 0.5 per cent in March 2009 and recently all voting members chose unanimously to keep the rate the same.John FieldmanHaving worked in the city for 19 years, John's main focus is interest rates and corporate finance.
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