Making a payment protection claim or seeking a loan refund could provide households with the financial lump sum they need to be confident of staying warm this winter, despite the increasing costs of gas and electricity.Michelle Mitchell, charity director at Age UK, believes that cold weather combined with fuel poverty causes many adverse health impacts on people who are in a vulnerable position, such as the elderly.She was commenting after the Department of Health (DoH) issued its proposals to make people aware of the financial options available to them during the winter.Met Office figures show that December 2010 was the coldest in 100 years and winter 2008-9 saw average temperatures at their lowest since 1978.Over the last 12 months, energy bill payers have struggled to cope with an average increase in fuel prices of 14.2 per cent, as 27 per cent of the UK population is now in fuel poverty, according to research from Confused.com.Samantha ClarkeSamantha is a former banking assistant and has over ten years experience in retail banking.
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* Belmont Thornton operates on a "No Win No Fee" basis. This means that there are no upfront costs to pay. Our fee only becomes payable on a successful outcome of a claim. A cancellation fee is payable if you decide that having instructed Belmont Thornton to act on your behalf, and after 14 days of signing your Letter of Authority, you do not wish to continue pursuing your claim with us. The cancellation fee is the reasonable costs incurred for the work undertaken. Please see our terms of engagement.