With static incomes and rising day-to-day expenses such as loan charges and bank claims causing many people to feel the pinch of the recession, it may be unsurprising to hear that four-tenths of childless couples do not believe they could afford to start a family.The study, from Skipton Building Society, revealed 47 per cent of this demographic are still trying to save up money so they can buy a home in which to raise their offspring.Furthermore, 22 per cent intend to gain a greater level of job security before they feel prepared for children.Key reasons given as to why people are postponing their family plans were the rising cost of food, petrol and utilities."The past four years have seen a rise in the cost of living and in contrast people are earning less than ever before, compounded with fears over job security," a spokeswoman for the building society declared.Raising a youngster to 21 now typically costs over £218,000, LV='s recent Cost of a Child report found.Jennifer Haines Jennifer's speciality knowledge is credit card changes and balance transfers.
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