If people do not wish to suffer from fraudulent debit and credit card charges, financial education will be essential.This is according to Personal Finance Education Group chief executive Tracey Bleakley, who said falling prey to this type of offence is easier than people might think."We can sometimes be too willing to trust someone purporting to represent our bank or credit card company," she remarked.Data from the UK Cards Association found that between January and June 2012, £185 million of fraudulent bank charges occurred through UK cards.This represents a nine per cent increase on figures from the same timeframe in 2011, but is 39 per cent lower than the peak in the first half of 2008, when £304.2 million was lost.According to Ms Bleakley, the "best place" to start combating this type of crime is through a "programme of financial education in schools".Although this will not be enough to stop the problem altogether, it will help to protect members of the public, she argued.Jennifer Haines Jennifer's speciality knowledge is credit card changes and balance transfers.
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