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Claim Back Loan Insurance

Overpaid PPI

The most obvious reason for a person to walk into a financial institution to get a loan is because they need money for something. This could be for business purposes, educational purposes, to purchase a car or a number of other reasons. It is probably safe to say that people getting loans are not really doing well financially or they probably would not need this bit of extra help. Why then do lenders feel it is alright to victimize the people who walk in to their offices looking for a helping hand? Whilst it might be a huge cliché it is because money is the root of all evil! Everyone is out there trying to make an extra pound where they can and sadly lenders are no different. This is of course why we are seeing so many mis sold payment protection insurance policies as well as overpaid PPI. Now the question is what to do about this mess. If you are a victim yourself then you've more than likely come here looking for answers. Fortunately, we at Belmont Thornton have them.

Obtaining a Refund on Overpaid PPI

Reclaiming PPI is not exactly a difficult process but it should be done by a professional who knows how the system works. That is to say doing this on your own is almost akin to committing financial suicide. You have no idea where to start other than with the lender and confronting your lender never leads to anything good happening. Belmont Thornton can help you to file all the necessary paperwork in order to get your claim going and help get you back some of that money for overpaid PPI and frivolous bank charges. If you are one of the people who has just recently found that you have had overpaid PPI on your loan statements then you will be a perfect candidate for our service. If you are worry about paying us a retainer, don't, we do not ask for one. We believe in and operate on a no win, no fee* basis so that you never have to worry about paying us a thing until your refund is in hand.

What if I am Eligible for Cover? Can I still get a Refund on Overpaid PPI?

This is a very good question. If you've been sold PPI without knowing it and the cover was added to your loan without any consent from you then this is still mis sold PPI. If that is the case then yes you may still file a claim for overpaid PPI because you never approved such a thing. In addition, if you were misled into thinking that you had to take the cover in order to be approved for the loan then this is coercion and this too would qualify you for a refund. With this being said, if you were told all there is to know about PPI and your lender actually acted with professional conduct then you may have a bit of a problem changing your mind. That is unless your lender said anything at all that could be construed as a false statement.


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Belmont Thornton Limited is regulated by the Claims Management Regulator in respect of regulated claims management activities; our registration is recorded on the website www.gov.uk/moj/cmr number 18273

Belmont Thornton Limited is incorporated in England and Wales, Company number 6621233, whose head office at Unit B16, Kestrel Court, Harbour Road, Portishead, Bristol, BS20 7AN and registered office at Harwood House, 43 Harwood Road, London, SW6 4QP.

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* Belmont Thornton operates on a "No Win No Fee" basis. This means that there are no upfront costs to pay. Our fee only becomes payable on a successful outcome of a claim. A cancellation fee is payable if you decide that having instructed Belmont Thornton to act on your behalf, and after 14 days of signing your Letter of Authority, you do not wish to continue pursuing your claim with us. The cancellation fee is the reasonable costs incurred for the work undertaken. Please see our terms of engagement.

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