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Claim Back Loan Insurance

Payment Protection Help

If you have been mis-sold a payment protection policy on a loan, mortgage or credit card then you have the right to claim back PPI from your lender. There are certain pieces of information you need in order to start your claim including the name of the company who sold you the cover and the appropriate reference, card or agreement number.

Applying for a PPI Refund from Banks

When claiming back bank charges you will also need to be able to clearly explain how your policy was mis-sold to you. If you are unsure whether your policy was mis-sold, you may find the payment protection help below useful.

- Were you told you had to have your PPI cover? The information you were given was incorrect. PPI was never compulsory. If you were told it was you were given the wrong information and could be entitled to make a claim.
- Were you told taking out the cover would guarantee your loan or improve your chance of it being approved? Again, this is incorrect.
- Were you retired, in full time education or unemploymed at the time of sale? If so, then you should not have been sold this cover. PPI covers for loss of employment. If you wereb't employed you didn't need it.
- Were you suffering from a pre-existing medical condition? Most policies do not cover pre-existing conditions if you were not asked about your medical history or were, wrongly, told your condition would be covered you could be entitled to make a claim.
- Where the full costs and terms and conditions made clear? If not you could meke a claim.

Where to Get Payment Protection Help

If you would like assistance making your payment protection  complaint, a PPI claims company may be able to help. A professional company would guide you though the policy the whole process and be there for you every step of the way.

Choosing the Right PPI Claims Company

When choosing a PPI company, you should look for a business that is regulated by the Ministry of Justice with relation to claims management services. You should also ensure the company you choose does not charge any upfront fees.

The PPI claims company had already offered payment protectioon help to thousands of people anmd reclaimed in excess of £70 million. To find out more call 0207 471 2000


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Belmont Thornton Limited is regulated by the Claims Management Regulator in respect of regulated claims management activities; our registration is recorded on the website www.gov.uk/moj/cmr number 18273

Belmont Thornton Limited is incorporated in England and Wales, Company number 6621233, whose head office at Unit B16, Kestrel Court, Harbour Road, Portishead, Bristol, BS20 7AN and registered office at Harwood House, 43 Harwood Road, London, SW6 4QP.

Belmont Thornton Limited is registered with the Information Commissioners Office. Registration number Z1728023.

Please note that calls may be monitored for the purposes of staff training.

* Belmont Thornton operates on a "No Win No Fee" basis. This means that there are no upfront costs to pay. Our fee only becomes payable on a successful outcome of a claim. A cancellation fee is payable if you decide that having instructed Belmont Thornton to act on your behalf, and after 14 days of signing your Letter of Authority, you do not wish to continue pursuing your claim with us. The cancellation fee is the reasonable costs incurred for the work undertaken. Please see our terms of engagement.

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