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Payment Protection on Store Card

Consumers Discover Mis Sold Payment Protection on Store Card Bills

Unless you are in the habit of examining each and every bill that comes your way, you could be paying for payment protection on store card insurance. It seems as if we just expect those credit card bills to be high and often don't even bother to itemize the costs associated with the bill. Consumers have been discovering that they are paying for payment protection insurance that they never knew they had! Because of this, if they can prove that payment protection on store card cover was indeed tacked on without their knowledge, they are eligible for PPI refunds.

Consumers Reporting PPI Used as Grounds for Qualifying

Even if you were aware you had the cover it may still be regarded as mis-sold. If, for instance, you were told purchasing the cover would enhance your chances of qualifying for credit, you were given the wrong information and your policy may be regarded as mis-sold.

Claim Back Payment Protection on Store Card Cover

The good news is that if you have been mis sold PPI on store cards you can apply for a refund from the merchant.

Latest Data on PPI in the UK

The latest data suggests that as many as 20 million payment protection insurance policies are still active in the UK, many of which may have been mis sold. If you feel that your merchant mis sold PPI cover when issuing your store card it is your right to apply for a refund. In the event that your claim is denied you can apply to the FOS to review your claim. Whether you choose to apply for a PPI refund on your own or with the services of a PPI claims company, make sure to have your original store card agreement documents on hand as you are likely to need them.

To speak to a member of our claims team call 0207 471 2000 today.

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Belmont Thornton Limited is regulated by the Financial Conduct Authority in respect of regulated claims management activities; FRN:838450

Belmont Thornton Limited is incorporated in England and Wales, Company number 6621233, whose head office at Unit B11, Kestrel Court, Harbour Road, Portishead, Bristol, BS20 7AN and registered office at Harwood House, 43 Harwood Road, London, SW6 4QP.

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