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PPI Insurance Refund

In the event you may need to file payment protection claims there are a few things you should know first.

Payment Protection Insurance Refund Eligibility

The first step in a series of events that must take place to be found eligible for a PPI insurance refund is to have some sort of proof that PPI coverage was mis-sold to you. Although in that respect there are many ways in which a lender may confuse an applicant and overcharge a policyholder, when it comes to getting a PPI insurance refund it only matters what rules that govern the way insurance is sold are broken. If no rule was broken during the process of being sold payment protection insurance, you stand no logical reason to be able to get a PPI insurance refund. Some PPI policyholders feel as though they should be entitled to a payment protection insurance refund, but refunds are only available when payment protection insurance was forced on you such as being told it was required and not optional. As well, there may be times when you were not briefed on the terms and conditions of the cover which should also make you eligible for a PPI insurance refund.

How to Get a Payment Protection Insurance Refund

If you are absolutely sure that when you signed up for payment protection insurance you were mis-sold this cover, you should file for a PPI insurance refund. The United Kingdom established rules to ensure that lenders refund the money that was spent on payment protection insurance to the policyholders on the basis of being mis sold. In the event a lender attempts to refuse to honor the claim you submit, you should go to the FOS (Financial Ombudsman Service) office and file an appeal. If you feel as though trying to keep up with all the paperwork regarding the procedures necessary for filing a PPI insurance refund is more than you can handle, contact a professional claims handler to help with both the claim as well as with keeping the lender on task.

Belmont Thornton has a team of claims handlers who can help you with filing a claim as well as filing an appeal should that become necessary. They are trained to communicate with lenders and negotiate on your behalf. Belmont Thornton, Belmont Thornton, only works on a no win no fee* basis.


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Belmont Thornton Limited is regulated by the Claims Management Regulator in respect of regulated claims management activities; our registration is recorded on the website www.gov.uk/moj/cmr number 18273

Belmont Thornton Limited is incorporated in England and Wales, Company number 6621233, whose head office at Unit B16, Kestrel Court, Harbour Road, Portishead, Bristol, BS20 7AN and registered office at Harwood House, 43 Harwood Road, London, SW6 4QP.

Belmont Thornton Limited is registered with the Information Commissioners Office. Registration number Z1728023.

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* Belmont Thornton operates on a "No Win No Fee" basis. This means that there are no upfront costs to pay. Our fee only becomes payable on a successful outcome of a claim. A cancellation fee is payable if you decide that having instructed Belmont Thornton to act on your behalf, and after 14 days of signing your Letter of Authority, you do not wish to continue pursuing your claim with us. The cancellation fee is the reasonable costs incurred for the work undertaken. Please see our terms of engagement.

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