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PPI Investors

With all the recent controversy surrounding the misselling of PPI in the UK, it could lead you to wonder about the correlation between PPI investors and PPI the insurance cover. PPI, as it relates to investments and investment strategies, simply stands for 'private place investors' whereas in terms of the scandal that has rocked the UK financial world, those three initials mean something altogether different. Or do they? Mis sold PPI is the practice of selling an insurance product, payment protection insurance, and if you look at it from the perspective that it offers very little in the line of cover but a very fat lining to the pockets of lenders and insurance companies, then perhaps they are not so far removed after all. In light of this, consumers who have been mis sold PPI have inadvertently become PPI investors!

What Are PPI Investors Investing In?

This is actually a very good question. Normally, PPI investors are private investors who invest in an investment product known as 'privately placed securities' which, as chance would have it include, you've got it - insurance companies! The usual way in which PPI (privately placed investments) are found is through, obviously, the private sector. Insurance companies seek PPI investors who place money in the company for a return on their initial investment in the form of dividends and such. Now then, PPI (payment protection insurance) investors are quite literally replacing PPI (privately placed investments) without the benefit of receiving anything in return!

Traditionally Banks are Some of the Biggest Investors in Insurance Companies

What this all boils down to is the fact that lenders, most often banks, are some of the biggest investors in insurance companies. Since they can't really be considered a private investor if the bank is publically owned stock, it would not be possible for them to invest as such. Here is where it gets mighty interesting. What they have concocted is a way to privately invest in insurance companies without actually investing a pound by mis selling payment protection insurance.

PPI Is Being Mis Sold and Used as an Investment Product!

This results in the borrowers becoming the ultimate PPI investors in the insurance company without receiving anything in return for that investment. Not only do they not make a profit but they also are oftennot able to claim on the policy they have been mis sold! This is why PPI refunds become all the more important.

If you have been mis sold PPI and have become one of millions of unwitting PPI investors, you probably qualify for a PPI refund.


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