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PPI Learning

Even though there is something about the PPI scandal that has been flooding the UK within the past six to ten years, many of us just don't know how to claim back PPI and are having difficulty with PPI learning the ropes to file a claim. There are several ways to approach filing a claim but first it is important to understand what it means to have been mis sold PPI and then you will have a better grasp of how the claims process works. In any event, PPI learning tutorials can be found online as well as videos that explain what you can do file a successful claim. It might take the assistance of a professional claims management company, but you can learn what PPI claims are all about.

The PPI Learning Experience

Besides the fact that you are intent upon getting your money back that should never have been taken from you, it is also important to understand how you were taken for a ride in the first place. The PPI learning experience is more than just learning to file a claim, it also helps you avoid being mis sold PPI in the future. Before filing a claim it is vital to be able to prove how you were mis sold. Just because you couldn't claim on an insurance policy doesn't mean you were mis-sold your cover. It just means that those circumstances weren't covered under the policy conditions and exclusion. However, if the lender knowingly misrepresented cover, didn't tell you they were charging you for PPI or told you that you wouldn't qualify for a loan if you didn't take out this cover, then you have a solid case.

Don't Get Discouraged

Some of the things you need to know may not be readily available. You will need to get an original copy of your loan documents and it will be necessary to understand what the lender needs in order to review your claim. Also, part of the PPI learning process is in understanding that you may, indeed, need to appeal the lender's decision with the Financial Ombudsman Service. Claiming back bank charges may not be easy in light of this, but knowing how to take your claim to appeals is half the battle. Just don't get discouraged because there are professional claims management companies that can help you through both the PPI learning process as well as in filing that claim against the lender who mis sold PPI.

If you are looking for some guidance on filing a mis sold PPI claim against your lender, Belmont Thornton has a claims team on call to answer any questions you may have. There is no fee for the initial consultation and they also operate on a no win no fee* contingency. Registered with the Ministry of Justice and the Information Commissioner's Office, Belmont Thornton can provide honest and reliable help that is often hard to find. To speak with a claims handler today call 0207 471 2000.

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Belmont Thornton Limited is regulated by the Claims Management Regulator in respect of regulated claims management activities; our registration is recorded on the website number 18273

Belmont Thornton Limited is incorporated in England and Wales, Company number 6621233, whose head office at Unit B11, Kestrel Court, Harbour Road, Portishead, Bristol, BS20 7AN and registered office at Harwood House, 43 Harwood Road, London, SW6 4QP.

Belmont Thornton Limited is registered with the Information Commissioners Office. Registration number Z1728023.

Please note that calls may be monitored for the purposes of staff training.

* Belmont Thornton operates on a "No Win No Fee" basis. This means that there are no upfront costs to pay. Our fee only becomes payable on a successful outcome of a claim. A cancellation fee is payable if you decide that having instructed Belmont Thornton to act on your behalf, and after 14 days of signing your Letter of Authority, you do not wish to continue pursuing your claim with us. The cancellation fee is the reasonable costs incurred for the work undertaken. Please see our terms of engagement.

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