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PPI Postage

It is always amusing to see what search engines come up with when you are looking for information and just aren't able to find the right subject. For instance, there has been so much scandal surrounding PPI and mis sold PPI that more and more consumers are looking it up online and trying to find out as much about it as possible. The reason for this is because they know that it often costs a great deal of money and is lacking in cover. After having discovered that they have one or more loans that carry payment protection insurance that had been mis sold to them, they are doing the research to see just how they can file a claim to get a refund. The funny thing is that in the UK there is another famous product with the exact same initials only it has nothing to do with insurance. PPI Postage refers to Royal Printed Postage Impressions and has absolutely nothing to do with loans, insurance or any other financial product. However, you may receive a letter in the mail in regards to your PPI claim that has been imprinted with the Printed Postage Impression but that is as much of a correlation as you are going to get between PPI cover and PPI postage!

Filing a Claim against a Lender

When you file a claim against the lender who mis sold payment protection to you of course you will want to make sure it is posted by special delivery so that you get a return receipt when it has been received by your lender. This may be a time when you are able to see a PPI postage impression on your communications but whether you have the claim hand delivered by a courier or sent in the post, it is all the same once it reaches the hand of the lender who will decide whether to deny or approve the claim. Most often lenders are denying claims which means that you will need to file an appeal with the Financial Ombudsman Service. Take your claims packet and put it in the post, complete with PPI postage, and send it off to be reviewed. One thing you will want to be absolutely sure is in the packet would be the original loan documents. With or without PPI postage, the FOS will not review your appeal unless the original documents are all included.

Unfortunately, we can joke all we want about the confusion between mis sold PPI and PPI postage, but it is no laughing matter. If you feel that you have been mis sold PPI, contact a professional claims management company to get some free information and perhaps contract them to file your claim for you.

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