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PPI Products

With ever growing concern surrounding the whole PPI scandal in which many lenders mis-sold PPI products to UK consumers, more and more people are looking to see whether or not they have been mis sold PPI unbeknownst to them on current loans as well as on loans taken out within the past 10 years. If you find that lenders have mis sold PPI products to you now, or in the past, you could qualify for a PPI refund. First you need to know how they are mis selling these PPI products and then you can determine if you 'fit the bill.'

How Lenders Mis-sold PPI Products

There are a number of ways in which lenders mis-sold PPI cover and the most common way appears to be coercing borrowers into taking payment protection insurance by wrongly telling them it would either improve or guarantee their chances of being given a loan. Another major way in which many lenders mis-sold PPI products was to add them to the loan without telling the consumers. (This is usually discovered early on as high payments tend to raise a red flag.) Sometimes PPI was sold to people who were ineligible due to employment status, age or even the state of their health.

How to File for PPI Refunds

The next step along the way, after having found that you have been mis sold PPI, is to determine how to file for PPI refunds. You will need to have your original loan documents and any supporting evidence that you were truly mis sold this cover. It is never recommended that you send the original documents to the lender with your claim because you very well may need them later in the claims process, that is to say if you should need to file an appeal.

Belmont Thornton, Belmont Thornton is registered with the Ministry of Justice in the UK as well as with the Information Commissioner's Office. Having successfully filed thousands of claims against mis sold PPI products in the UK, the claims team is expert in getting the job done. If you have any questions regarding the PPI plan you were mis sold or regarding the actual process of filing a claim with the team, call 0207 471 2000. A member of the claims team will discuss your claim with you and get you started on filing for your PPI refund as quickly as possible.


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Belmont Thornton Limited is regulated by the Claims Management Regulator in respect of regulated claims management activities; our registration is recorded on the website www.gov.uk/moj/cmr number 18273

Belmont Thornton Limited is incorporated in England and Wales, Company number 6621233, whose head office at Unit 16, Elysium Gate, 126 New Kings Road, London, SW6 4LZ and registered office at Harwood House, 43 Harwood Road, London, SW6 4QP.

Belmont Thornton Limited is registered with the Information Commissioners Office. Registration number Z1728023.

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* Belmont Thornton operates on a "No Win No Fee" basis. This means that there are no upfront costs to pay. Our fee only becomes payable on a successful outcome of a claim. A cancellation fee is payable if you decide that having instructed Belmont Thornton to act on your behalf, and after 14 days of signing your Letter of Authority, you do not wish to continue pursuing your claim with us. The cancellation fee is the reasonable costs incurred for the work undertaken. Please see our terms of engagement.

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