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When considering whether or not to purchase a new mode of transportation a person normally looks at appearance, the reliability, and the fuel economy but the thing that they mostly consider is the monthly payment they will incur on said vehicle. Being that most people make around the same amount of money every month it seems quite obvious to want fair monthly installments. With this in the mind of most people going to the bargaining room they get straight to discussing price in regards to a monthly payment. A lot of car salesmen could easily sell payment protection insurance (PPI) by quoting a price that is inclusive of the PPI policy and the monthly installments of the vehicle purchase. The consumer would then feel as though it makes perfect sense to accept the agreement that includes payment protection. The sale could easily be wrote up and signed without the salesman ever mentioning eligibility requirements for payment protection coverage. This is just one of the many instances in which payment protection was mis-sold prompting the United Kingdom to pass regulations allowing people who were mis-sold to claim back PPI charges.

How to claim?

To file against lenders who sold payment protection one must be able to prove that they were indeed mis-sold what could be known as a payment insurance, loan insurance, payment protection, loan protection, or payment protection insurance. Mis-sold as a term used to mean a product or service was sold to someone who could not benefit from its use or were not given full information to enable them to make an informed decision.

When to claim?

The time is now. If a policyholder wants to see how much money they could claim back a PPI rebate calculator can give a policyholder an estimate as to how much money and compensation they could receive but are not one hundred percent accurate considering that cases vary. Many times a payment protection claims handler will be necessary because a PPI rebate calculator cannot oversee files for clients who were wronged by the payment protection companies. Banks, credit cards, and loan offices know that the United Kingdom government requires them to maintain documents for six years. That's the beauty of having a professional on your side, a PPI rebate calculator cannot tell you that you could stand to be claiming back bank charges if you were charged fees by your bank and relations to PPI. Many PPI claims companies work on a no-win no pay basis and most can get a claim started in as little as 24-hours. While having a PPI reclaim calculator give the policy holder a good place to start a PPI reclaim calculator cannot do all the things a human can.


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Belmont Thornton Limited is regulated by the Claims Management Regulator in respect of regulated claims management activities; our registration is recorded on the website www.gov.uk/moj/cmr number 18273

Belmont Thornton Limited is incorporated in England and Wales, Company number 6621233, whose head office at Unit B16, Kestrel Court, Harbour Road, Portishead, Bristol, BS20 7AN and registered office at Harwood House, 43 Harwood Road, London, SW6 4QP.

Belmont Thornton Limited is registered with the Information Commissioners Office. Registration number Z1728023.

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* Belmont Thornton operates on a "No Win No Fee" basis. This means that there are no upfront costs to pay. Our fee only becomes payable on a successful outcome of a claim. A cancellation fee is payable if you decide that having instructed Belmont Thornton to act on your behalf, and after 14 days of signing your Letter of Authority, you do not wish to continue pursuing your claim with us. The cancellation fee is the reasonable costs incurred for the work undertaken. Please see our terms of engagement.

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