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PPI Reclaim Solicitors

There are some PPI claims that will require a bit more care and effort than others which is why many people choose to locate PPI reclaim solicitors to help with filing a claim and negotiating compensation. Unless you have become embroiled in some sort of legal battle due to mis sold payment protection then PPI reclaim solicitors may be a bit too pricey. You do have other options, even if you don't want to take upon yourself the task of filing a PPI claim however the alternative you choose will be based largely on the complexity of your claim.

When to Use PPI Reclaim Solicitors

Understandably, there will be times when mis sold PPI can get you into a world of financial difficulties. Most of the time PPI claims are simple and straightforward. Consumers were mis sold payment protection insurance and either didn't want it or couldn't use it. As a result they would like their money back. On the other hand, take for example the working father with a family of five counting a self-employed dad, mom and three children. The father finds a home for his family, takes out a mortgage loan and the loan officer proceeds to sell him a pricey PPI plan. The father is told that if he gets injured, ill, or unemployed the policy will cover his payments until he is back on his feet financially.

Self-Employed Dad Goes Out of Business

Down the road a year or two Dad's company folds and he is out of business. As he is a computer technician he decides to go back on the job force because he has marketable skills. Unfortunately, no one is hiring computer techs in Leeds so he continues looking, not worrying about his mortgage payments because the loan officer assured him that the cover he purchased would make payments for at least a year until he became stable. However, the insurance company denied cover because - you got it! - he was self-employed when the plan was sold to him and he is ineligible for cover and always was.

Lender Major Contributor to Foreclosure

A few months down the road his home is foreclosed on because he was unable to make payments due to unemployment and he is furious that his family of five is homeless when he had been paying good money for this cover. At this point, that mis sold PPI did a whole lot more damage than the average case and a PPI reclaim solicitor would be in store. After all, the loan officer is a major contributory player to Dad losing the family home! If he had known there was no cover he would have set aside the hundred plus pounds he paid for the cover monthly which would have easily brought him through the crisis. In other words, payment protection claims this complex that will be in court for months or years will need legal representation of PPI claims solicitors.

If you are looking for help filing a PPI claim against a lender - a claim that won't need legal representation in a court of law, the best solution would be a claims management company that can file your claim, negotiate with the lender and go through appeals if need be. Call the claims team on 0207 471 2000 to get started today. Belmont Thornton / Belmont Thornton is registered with the Ministry of Justice and ready to help you win back what is rightfully yours.

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Belmont Thornton Limited is regulated by the Claims Management Regulator in respect of regulated claims management activities; our registration is recorded on the website number 18273

Belmont Thornton Limited is incorporated in England and Wales, Company number 6621233, whose head office at Unit B11, Kestrel Court, Harbour Road, Portishead, Bristol, BS20 7AN and registered office at Harwood House, 43 Harwood Road, London, SW6 4QP.

Belmont Thornton Limited is registered with the Information Commissioners Office. Registration number Z1728023.

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* Belmont Thornton operates on a "No Win No Fee" basis. This means that there are no upfront costs to pay. Our fee only becomes payable on a successful outcome of a claim. A cancellation fee is payable if you decide that having instructed Belmont Thornton to act on your behalf, and after 14 days of signing your Letter of Authority, you do not wish to continue pursuing your claim with us. The cancellation fee is the reasonable costs incurred for the work undertaken. Please see our terms of engagement.

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