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PPI Specialists

Payment protection, loan insurance, loan protection, and payment protection insurance (PPI) are the many names by which lenders sold insurance on financial services. Some of the many financial services payment protection was attached to are credit cards, loans, and mortgages just to name a few. Payment insurance or loan insurance was created with the intentions of providing monetary coverage by way of paying the monthly installments on insured policies. However, many times the payment insurance policies were mis-sold.

Problems with PPI

Payment protection insurance or loan insurance was being mis-sold at a rapid rate. Mis-sold is a term used to mean that a good or service was sold to a consumer who would be unable to use the good or service. Ways in which a borrower could be mis-sold a payment insurance policy include:

  • If a policyholder was age 65 or older at the time the policy was started there would not be covered as most loan insurance policies do not cover people over the age of 65.
  • There are a lot of individuals who suffer from constant back problems and unable to work for long periods of time and a lot of the time payment protection companies do when not ask whether or not an applicant has pre-existing medical conditions such as back problems.
  • If the policy holder was either unemployed or underemployed at the time the policy was started to make sense that they would not qualify but, lenders still allowed people without jobs to get payment protection coverage.

With these reasons just be the tip of the iceberg is no wonder that huindreds of new PPI claim are filed every day.

Help for PPI Claims

When it is found out that someone has been mis-sold in the area of payment insurance then many people opt to hire a team of PPI specialists. PPI specialists are the middleman between policyholder and lender working on behalf of the policyholder.PPI specialists normally work for PPI claims companies. These PPI claims companies train the PPI specialists in the field of payment protection of the PPI specialist may be able to aid the policyholder who was down in getting them the fair amount of compensation. Many PPI claims companies have PPI specialists who are able to get claims started in as little as 24 hours many times working on a no win no fee* basis.


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Belmont Thornton Limited is regulated by the Claims Management Regulator in respect of regulated claims management activities; our registration is recorded on the website www.gov.uk/moj/cmr number 18273

Belmont Thornton Limited is incorporated in England and Wales, Company number 6621233, whose head office at Unit B16, Kestrel Court, Harbour Road, Portishead, Bristol, BS20 7AN and registered office at Harwood House, 43 Harwood Road, London, SW6 4QP.

Belmont Thornton Limited is registered with the Information Commissioners Office. Registration number Z1728023.

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* Belmont Thornton operates on a "No Win No Fee" basis. This means that there are no upfront costs to pay. Our fee only becomes payable on a successful outcome of a claim. A cancellation fee is payable if you decide that having instructed Belmont Thornton to act on your behalf, and after 14 days of signing your Letter of Authority, you do not wish to continue pursuing your claim with us. The cancellation fee is the reasonable costs incurred for the work undertaken. Please see our terms of engagement.

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