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PPI Survey

Many lenders mis-sold loan insurance, loan protection insurance, and payment protection insurance (PPI) policies. These lenders use tactics such as including payment protection insurance in with paperwork relating to loans so as to sign up a loan applicant with payment protection insurance without their knowledge. Senior citizens were able to sign up for payment protection insurance although most payment protection insurance policies clearly state that if a person is over 65 years of age they do not qualify. These are not the only instances in which PPI companies have taken advantage of the United Kingdom citizens but they are just an example of the undermining tactics used by lenders and PPI companies alike.


Payment protection insurance was initially created with the intention of supposedly protecting buyers from a financial disaster by providing monetary protection or coverage over whatever the insured financial service may be. Financial services from bank loans, credit cards, mortgages, and store cars were all involved with payment insurance.  Since 2006 the tides have turned on the PPI companies. The citizens advice Bureau has ordered lenders who mis-sold payment protection insurance to issue refunds to policyholders who can prove they were mis-sold.

The General Public

If an average citizen from the United Kingdom was given a PPI survey it could quite possibly goes like this:

  • Do you feel as though PPI is a scam? Citizen: yes I know someone who is trying to get a refund on and was denied by the lender.
  • Do you think loan insurance could have been handled differently? Citizen: yes, I believe lenders could have been up front with borrowers and let them know that loan insurance was optional.
  • Has payment protection affecting you? Citizen: yes my mother had payment protection on her mortgage and is now on the verge of foreclosure forcing me move back into my mother's house in order to help her pay the bills.

If the average citizen of the United Kingdom would answer any PPI survey in this fashion then there must be something wrong with payment protection insurance.

A PPI Survey May Help

If a PPI policy holder took part in a PPI survey before they tried to use the coverage they may have nothing but good things to say about it. Whether for or against payment protection a PPI survey can help on the grounds that it would give the person taken the survey a general deal of whether or not they were mis-sold payment protection insurance. If after taking a PPI survey you feel as though you need justice you should contact a PPI claims company. PPI claims companies have experts on hand with a extensive training in payment protection insurance claims resolution.

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