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Sold Payment Protection

The unfortunate thing about being sold payment protection is that you can never be quite sure if you have been mis sold that cover until it is too late. It seems as though there are more exclusions than there are cover which is why more and more consumers in the UK are seeking PPI refunds. PPI stands for payment protection insurance and it is a cover that was originally designed to make payments on loans in the event that the policy holder is unable to work, loses a job or becomes too ill to make payments timely.

Mis Sold Payment Protection

Since the news hit the press that UK lenders were embroiled in a financial scandal the proportions of which had rarely been experienced in Britain, many consumers are digging through documents of loans to see if they were sold payment protection. You can never be too sure unless you hang on to the originals. Some lenders have a small tick box on the loan docs wherein the borrower opts out of the cover. This isn't what was intended and if the truth be told, those policies should have an opt in not an opt out!

Can I Get My Money Back After Having Been Sold Payment Protection?

This is one question you will hear a good number of individuals asking about and the answer to that is twofold. If you were mis sold PPI then you can file a claim for a PPI refund. The usual proceedure is to submit a complaint and then wait for a response from your lender. If your claim is rejected you can then request the Financial Ombudsman Service reviews your case.

To get your claim started call 0207 471 2000. and speak to a member of our claims team or, alternatively, you can file in our online application and we will send you out an easy to complete claim pack in the post. Once your pack is returned we guarantee to start your claim within 24 hours.


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