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What Is Mis Sold PPI

Anytime PPI, or payment protection insurance, is sold to someone without all the details or sold to someone who cannot benefit from the policy, this constitutes mis sold PPI. This can happen in a number of ways but most typically, happens as the result of an overly eager lender trying to make a few extra pounds off your hard earned money. There are many different restrictions associated with PPI cover and unfortunately, lenders tend to ignore them altogether. There are age restrictions and specific guidelines on who can be covered and who cannot. Meanwhile, everyone whether they fall into those restricted classifications or not is being sold PPI. What is mis sold PPI? It's when you realise that you have been paying for an insurance cover that you can't use, don't want and maybe didn't even know you had!

Help Filing Mis Sold PPI Claims

The best way to handle mis sold PPI is to file a claim against the lender who originally sold you the cover. To make it easier on yourself you could enlist the help of a claims management company such as Belmont Thornton, Belmont Thornton. We have the expertise and experience to help you file a payment protection claim in which we request that you be paid back the money you have paid for premiums as well as in interest. Some refunds are going to be larger than others based on what has been paid in, but the average claim is about £2,500. In fact, some people have multiple claims filed simultaneously with our assistance, but the average figure is based on single premium claims across the board on various types of loans.

Fault the Lender, Not the Insurance Company

Too many people want to focus on the insurance companies and go on about how they are thieves. The trouble is, it isn't really the insurance companies is it? They only set the precedence for cover; they do not have anything to do with lenders mis selling their services. Most of the time, they are just as in the dark as the rest of us are. It is important to remember that the person selling this cover is the one who is ultimately responsible for mis sold PPI. Of course the only choice in this case is to file a claim against the lender. Belmont Thornton can take you through the claims process and even into the appeals process should that become necessary and we have a high success rate, having served thousands of UK consumers.

The good news is that once you contact Belmont Thornton, you will not be asked for any money as an advance payment or retainer. We work on a no win no fee* basis. When trying to answer the question, "What is mis sold PPI?" it is important top have an expert company such as Belmont Thornton there with you each step along the way. You do not have to feel as though you are alone as there are thousands of people who have gone through just what you are going through now and we have helped them reclaim what was rightfully theirs.

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Belmont Thornton Limited is regulated by the Claims Management Regulator in respect of regulated claims management activities; our registration is recorded on the website number 18273

Belmont Thornton Limited is incorporated in England and Wales, Company number 6621233, whose head office at Unit 16, Elysium Gate, 126 New Kings Road, London, SW6 4LZ and registered office at Harwood House, 43 Harwood Road, London, SW6 4QP.

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* Belmont Thornton operates on a "No Win No Fee" basis. This means that there are no upfront costs to pay. Our fee only becomes payable on a successful outcome of a claim. A cancellation fee is payable if you decide that having instructed Belmont Thornton to act on your behalf, and after 14 days of signing your Letter of Authority, you do not wish to continue pursuing your claim with us. The cancellation fee is the reasonable costs incurred for the work undertaken. Please see our terms of engagement.

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