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Bank Charges No Win No Fee

If you have paid unfair credit card bank charges or been mis sold PPI we are probably keen to make a claim. Before filing a claim it is important to have an unstanding under which you can reclaim both these charges.

Mi-sold PPI

If you have taken out a payment protection insurance policy with a loan, mortgage, hire purchase agreement, store or credit card then there is a possibilty your cover may have been mis-sold. 'Mis-selling' is a term used to describe a number of different failings that may have occured at the point of sale. If, for example, you were told the policy was compulsory or taking it out would improve your chances of getting the loan or credit, you were given the wrong information. Similarly, if you were sold a policy you didn't really want or need or a policy you couldn't use. Your policy may also be considered to be mis-sold if you were pressured into taking it out or it was added without your knowledge.

Bank Charges

Before finding out more about bank charges no win no fee it is helpful to find out what charges you may be entitled to reclaim. In 2006, the Office of Fair Trading investigated the charges applied to credit cards for late payment and over the limit fees. In some cases these fees were found to be as high as £35. The Office of Fair Trading concluded that in many cases the charges were too high. They suggested that a maximum charge of £12 should be applied in these cases. As a consequence of the investigation most lenders lowered their charges to the recommended level.

Bank Charges No Win No Fee Companies

If you believe your are entitled to make a claim for Mis sold payment protection or unfair bank charges you may require assistance and this is where a bank charges no win no fee company can come in. A no win no fee claims company will handle your whole claim for you, corresponding with your lender and referring your claim to the Financial Ombudsman Service where necessary.

Belmont Thornton, Belmont Thornton only works on a no win no fee basis. Any questions you have along the way will be addressed by the claims team and throughout the entire claims process, you will have someone on the other end of the line that is waiting it out with you. When you win they win and that's what a bank charges no win no fee company is all about.

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Belmont Thornton Limited is regulated by the Financial Conduct Authority in respect of regulated claims management activities; FRN:838450

Belmont Thornton Limited is incorporated in England and Wales, Company number 6621233, whose head office at Unit B11, Kestrel Court, Harbour Road, Portishead, Bristol, BS20 7AN and registered office at Harwood House, 43 Harwood Road, London, SW6 4QP.

Belmont Thornton Limited is registered with the Information Commissioners Office. Registration number Z1728023.

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* Belmont Thornton operates on a "No Win No Fee" basis. This means that there are no upfront costs to pay. Our fee only becomes payable on a successful outcome of a claim. A cancellation fee is payable if you decide that having instructed Belmont Thornton to act on your behalf, and after 14 days of signing your Letter of Authority, you do not wish to continue pursuing your claim with us. The cancellation fee is the reasonable costs incurred for the work undertaken. Please see our terms of engagement.

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