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The internet is a very valuable asset as most people have already learned. In fact, if you are reading this then you are probably already aware of the many benefits to using online applications for many different things. It is easy to do things like order goods and services and even secure loans online. For this reason it makes sense that you could also use the internet to request PPI refunds. Of course if you do not know what a PPI refund is then you may have stumbled onto a very important way to get that information.

PPI Insurance

The first thing you need to understand is what PPI actually is. PPI is payment protection insurance that is meant to cover your loan payments if something should happen to you making you unable to pay them. Today many lenders not only require this type of insurance but actually put it on your loan without your knowledge. Lesson number one, it is illegal for a lender to require you to carry a PPI policy. It is also unethical for a lender to tell you that you will not gain an approval without one. If you have received a loan online and have signed up for a PPI with that online loan then you may also have to try and claim bank charges online at some point in time. You should be armed with as much information as possible if you should have to claim bank charges online and the best way to do this is with the help of a professional claims management company.

Using an Online PPI Claim Back Service

Just as you can secure a loan online you can also hire legal representation and PPI claim back companies online. These companies will help you to claim bank charges online with a lot less hassle than if you were to try and claim bank charges online on your own. The trouble with trying to get any kind of a refund or claim bank charges online, especially from a major lender is that you are almost certainly going to hit a proverbial brick wall. Lenders didn't get where they are by making unintelligent business decisions and for every complaint you offer them, they already have a rebuttal in the wings waiting for you. This is why you need to hire a professional to act on your behalf.

Attempting to claim bank charges online independently is a very bad move. First of all you are a layman. This means you probably know nothing about loans and loopholes that lenders use. Without a company on your side to help you sort through all of this you may as well consider yourself out your money and move on with your life. You will want to hire a good company that will not request a pound from you until you have received whatever refund the bank gives you. If the company you hire is good enough then you will wind up with some kind of refund. The amount will depend on how much you have paid into your PPI and for how long.


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Belmont Thornton Limited is regulated by the Claims Management Regulator in respect of regulated claims management activities; our registration is recorded on the website www.gov.uk/moj/cmr number 18273

Belmont Thornton Limited is incorporated in England and Wales, Company number 6621233, whose head office at Unit 16, Elysium Gate, 126 New Kings Road, London, SW6 4LZ and registered office at Harwood House, 43 Harwood Road, London, SW6 4QP.

Belmont Thornton Limited is registered with the Information Commissioners Office. Registration number Z1728023.

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