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How Do You Claim Back PPI

Reclaiming PPI is not as hard a task as most people seem to believe. This is especially true if a reputable firm like Belmont Thornton is used from the very beginning. The professional claims management team at Belmont Thornton will work hard to help you understand "How do you claim back PPI?" as well as assisting you with the entire process of receiving a refund on bank charges. Although it may sound as if it is an insurmountable task, the claims team is primed and ready to take on the lender or lenders who mis sold PPI to you. Even so, when asking, "How do you claim back PPI?" you may become overwhelmed at first but it is important to keep in mind that a very good percentage of the claims that are filed through Belmont Thornton are won. This should be enough to give anyone who is going through this issue a great deal of hope.

Who Needs to Claim Back PPI?

Anyone who has been mis sold PPI insurance needs to file a claim back on that money. This is even more important when thousands of pounds may have been taken in the form of PPI when it was sold under misleading circumstances from the very start. Basically everyone who has ever had a PPI policy that was mis sold needs to claim back PPI. Whether the person wondering "How do you claim back PPI?" has lost £100 or £3,000, the money should be requested back. Most people work quite hard for the money they earn and many of them have families to care for. There should never be any excuse for an individual to leave his/her money in the hands of a lender that does not rightfully deserve it. Fortunately, there is no reason to ever do that and there are people who care and will help you win back what you have coming to you.

How Does PPI Get Mis Sold?

Payment protection insurance is mis sold whenever a lender or credit card firm sells a policy to a person who is, in reality, not qualified for it. Payment protection insurance companies have many conditions and exclusions in regards to cover. They do not cover everyone and every circumstance. For example, no one who is employed through a temp agency or at a part time job can qualify for PPI but sadly lenders are still selling cover and charging these people for PPI. This means that when the time comes for a claim to be made the part timer or temp will be denied the claim. How do you claim back PPI? You prove that one of these situations has occurred and that you have been mis sold the PPI policy in the first place.

Most claims, provided they are valid, can be won. This of course does not mean that every single person who claims they were mis sold PPI will win a refund. Every case is different and every situation is looked at individually. However, if someone has money coming to them rightfully then there is a very high probability that he/she will receive it with the assistance of a claims team like the pros at Belmont Thornton, although no guarantees can be made as to the amount or the length of time the claim will take.


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Belmont Thornton Limited is regulated by the Claims Management Regulator in respect of regulated claims management activities; our registration is recorded on the website www.gov.uk/moj/cmr number 18273

Belmont Thornton Limited is incorporated in England and Wales, Company number 6621233, whose head office at Unit 16, Elysium Gate, 126 New Kings Road, London, SW6 4LZ and registered office at Harwood House, 43 Harwood Road, London, SW6 4QP.

Belmont Thornton Limited is registered with the Information Commissioners Office. Registration number Z1728023.

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* Belmont Thornton operates on a "No Win No Fee" basis. This means that there are no upfront costs to pay. Our fee only becomes payable on a successful outcome of a claim. A cancellation fee is payable if you decide that having instructed Belmont Thornton to act on your behalf, and after 14 days of signing your Letter of Authority, you do not wish to continue pursuing your claim with us. The cancellation fee is the reasonable costs incurred for the work undertaken. Please see our terms of engagement.

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