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Loan Protection Refunds

It should go without saying that the reason most of us want to file a mis sold PPI claim is because we are looking for loan protection refunds. We should never have been sold payment protection for one or more reasons and now that government ruled that we can seek a refund form the lender, it is time to claim back what is ours - money!

Obstacles to Circumvent

That sounds good, and it should not have been a problem, but there are certain obstacles in our way which can be overcome, but usually with a little bit of help from the pros. The first obstacle to get by is the lenders themselves. They have been ordered to review every payment protection policy they sold within the past six years but they are slow to do so and it could take a very long time for them to get around to viewing the files they know deserve payment protection refunds.

Strategy and Foresight

On the other hand, there is a way to get around that if you use a little bit of strategy you just might beat them at their own game. The government ruled that banks amongst other lenders are to pull all files and carefully review them to see if PPI was mis sold. If they find that it was mis sold they are to issue loan protection refunds. This is where it helps to have a little foresight.

Go On the Offensive

Government knows there are literally millions of PPI policies out there so they are being a bit lenient on how long it takes lenders to pull and review each and every file they have. However, when consumers file payment protection insurance claims, lenders have only so much time to review those claims in order to give consumers a timely answer. At last glance that time limit is 8 weeks to issue loan protection refunds, so this tells you right there that it is better to be on the offensive in terms of when your file will be reviewed.

Rough Times Ahead for Lenders

The unfortunate part of all this is that lenders are already overtaxed so it is imperative to get that claim in as soon as possible. Files are already backing up and it is only expected to worsen over the coming weeks and months. If you feel that you were mis sold payment protection insurance and are entitled to loan protection refunds then this is the time to file your claim! Belmont Thornton, Belmont Thornton, is filing successfully every day and has won thousands of loan protection refunds filed on behalf of UK consumers.

To speak with a member of the claims team, call 0207 471 2000, or you can fill out the brief contact form for a call back within 24 hours. The key is to get in on the fast track so that your claim packet can be on its way to you in tomorrow's post. We work on a no win no fee* basis so that nothing more comes out of your pocket until you win your claim.


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Belmont Thornton Limited is regulated by the Claims Management Regulator in respect of regulated claims management activities; our registration is recorded on the website www.gov.uk/moj/cmr number 18273

Belmont Thornton Limited is incorporated in England and Wales, Company number 6621233, whose head office at Unit 16, Elysium Gate, 126 New Kings Road, London, SW6 4LZ and registered office at Harwood House, 43 Harwood Road, London, SW6 4QP.

Belmont Thornton Limited is registered with the Information Commissioners Office. Registration number Z1728023.

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* Belmont Thornton operates on a "No Win No Fee" basis. This means that there are no upfront costs to pay. Our fee only becomes payable on a successful outcome of a claim. A cancellation fee is payable if you decide that having instructed Belmont Thornton to act on your behalf, and after 14 days of signing your Letter of Authority, you do not wish to continue pursuing your claim with us. The cancellation fee is the reasonable costs incurred for the work undertaken. Please see our terms of engagement.

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