Earlier this week the Financial Services Authority (FSA) slammed the banks for mis-selling package accounts, an opinion that has been shared by the leading UK consumer watchdog.A spokesperson for Which? said that package accounts are concerning in that they do not offer value for money to the consumer and may contain hidden charges and unnecessary add-ons. "One of the reasons for this is you are unlikely to use all of the benefits that they offer, so they are of little use. Another reason is that they might say you get these things included worth a certain monetary value," he claimed.In many cases, benefits such as fraud protection and insurance claim to hold a fiscal worth, but the Which? spokesperson said it is impossible to evaluate the financial value of such extras, regardless of how useful they are to the consumer.His comments come after the FSA's Financial Risk Outlook report found that items such as add-on insurance in package. For free advice on how to make a PPI Claim – Payment Protection Insurance claim or a credit card charges claim then call Belmont Thornton on 0845 526 0000 or fill in the Quick Claim form to be sent a free PPI Claim pack or credit card charges claim pack.
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* Belmont Thornton operates on a "No Win No Fee" basis. This means that there are no upfront costs to pay. Our fee only becomes payable on a successful outcome of a claim. A cancellation fee is payable if you decide that having instructed Belmont Thornton to act on your behalf, and after 14 days of signing your Letter of Authority, you do not wish to continue pursuing your claim with us. The cancellation fee is the reasonable costs incurred for the work undertaken. Please see our terms of engagement.