PPI Claim News - 14/7/2011
Credit card charges: Self-employed people should hire experts to sort out finances
Consumers who are self-employed should think about hiring a professional to help them with their finances, as this may reduce the risk of having to pay credit card charges.
Martin Bamford, chartered financial planner and managing director of Informed Choice, explained the benefits of professional help for self-employed people, revealing they should normally have an accountant, a financial planner and a solicitor.
"Most self-employed people work with an accountant as a bare minimum, to help them to keep adequate financial records, prepare annual accounts and calculate tax payments.
"A financial planner can help those becoming self-employed to understand the cost of living, which in turn can inform business goals and also the replacement of any lost employee benefits with individual arrangements," he said.
Mr Bamford added that a solicitor can be helpful when it comes to the legal side of the business, for example drawing up contracts, but concluded that ideally a self-employed person should have all three professionals.
Charles Baker
Charles is a reputed financial analyst with almost decades of experience under his belt.

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