Consumers who are looking to obtain loan refunds may agree that the pensions system is overly complicated.Anna Sofat, director of Addidi, a financial planning and wealth management service, claims that the pensions system should be redressed and made much simpler.She said: "What would make sense going forward? We need to make it simpler for the next generation to encourage them to save more and having complicated rules doesn't help."Far more younger people are beginning to think about pensions quicker than they used to 15 or 20 years ago."Ms Sofat added that people in their mid to late 20s are now beginning to thing about what they should be doing in terms of a pension.Her comments follow research by the Workplace Retirement Income Commission, which found that there are widespread concerns over the charges, risks and complexities in regards to pensions.These concerns affect a private sector workforce of over 23 million people.Jennifer HainesJennifer's speciality knowledge is credit card changes and balance transfers.
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