Those worried about the cost of Christmas could check to see if they can make a payment protection claim or ascertain if they are eligible for a loan refund.Half of British consumers state they are anxious about the financial implications of the festive period this year, according to a new study from Which?Richard Lloyd, the executive director of the group, said people will need to make some cutbacks on their spending due to the prevailing economic climate which has led to increased living costs.The research found that one in four individuals will save money by buying fewer people presents this year, while one-tenth of consumers will invest in an artificial Christmas tree so they can reuse it in the future.Recent research from Skipton Financial Services revealed that families in the UK need to earn £32,702 just to cover essential annual costs such as housing and energy bills.Amir HussainAmir specialises in personal loans, consumer debt and debt management.
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* Belmont Thornton operates on a "No Win No Fee" basis. This means that there are no upfront costs to pay. Our fee only becomes payable on a successful outcome of a claim. A cancellation fee is payable if you decide that having instructed Belmont Thornton to act on your behalf, and after 14 days of signing your Letter of Authority, you do not wish to continue pursuing your claim with us. The cancellation fee is the reasonable costs incurred for the work undertaken. Please see our terms of engagement.